UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(b) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 8, 1996 MFB Corp. (Exact name of registrant as specified in its charter) INDIANA (State of other jurisdiction of incorporation) 0-23374 35-1907258 (Commission File Number) (IRS Employer Identification No.) 121 South Church Street Post Office Box 528 Mishawaka, Indiana 46544 (Address of principal executive offices) (Zip Code) Registrants telephone number, including area code: (219) 255-3146 Item 5. Other Events. Pursuant to General Instruction F to Form 8-K, the press release issued October 8, 1996, regarding (i) the Corporation's adoption of a stock repurchase program for up to an additional 5% of the Corporation's outstanding capital stock, (ii) the Corporation's adoption of a shareholder rights plan and (iii) the impact of the special Savings Association Insurance Fund ("SAIF") assessment and related changes in SAIF premiums is attached hereto as Exhibit 99(1). The Rights Agreement between MFB Corp. and Registrar and Transfer Company dated as of October 1, 1996 is attached to the Corporation's Form 8-A filed with the Securities and Exchange Commission by EDGAR on October 8, 1996. Item 7. Financial Statements and Exhibits. (c) Exhibits Exhibit 99(1) - Press Release dated October 8, 1996. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. /s/ Charles J. Viater ------------------------------- Charles J. Viater, President Dated: October 8, 1996