EXHIBIT 32

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350

     The undersigned hereby certifies that to her knowledge the quarterly report
of TMS, Inc. (the "Company") filed with the Securities and Exchange Commission
on the date hereof fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934 and that the information contained
in such report fairly represents, in all material respects, the financial
condition and results of operations of the Company. A signed original of this
written statement required by Section 906 of The Sarbanes-Oxley Act of 2002 has
been provided to TMS, Inc. and will be retained by TMS, Inc. and furnished to
the Securities and Exchange Commission or its staff upon request.

Date: January 14, 2005         /s/ Deborah D. Mosier
                                   Deborah D. Mosier
                                   President and Chief Financial Officer,
                                   Principal Executive and Financial Officer