EXHIBIT 99.1
Accrued Interest Date: Collection Period Ending:
25-Oct-05 31-Oct-05
Distribution Date: BMW Vehicle Owner Trust 2005-A Period #
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25-Nov-05 8
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Balances
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Initial Period End Beginning of Period
Receivables $1,500,000,024 $1,104,186,010 $1,149,422,153
Reserve Account $7,194,411 $7,194,411 $7,194,411
Yield Supplement Overcollateralization $61,117,886 $45,170,206 $47,044,351
Overcollateralization $137 $9,719,054 $9,087,123
Class A-1 Notes $324,000,000 $0 $0
Class A-2 Notes $457,000,000 $391,414,750 $435,408,679
Class A-3 Notes $361,000,000 $361,000,000 $361,000,000
Class A-4 Notes $264,507,000 $264,507,000 $264,507,000
Class B Notes $32,375,000 $32,375,000 $32,375,000
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Current Collection Period
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Beginning Receivables Outstanding $1,149,422,153
Collections
Principal Collections
Receipts of Scheduled Principal $28,078,221
Receipts of Pre-Paid Principal $16,287,442
Liquidation Proceeds $518,536
Principal Balance Allocable to Gross Charge-offs $351,944
Total Principal Reduction $45,236,144
Interest Collections
Receipts of Interest $3,555,256
Servicer Advances $28,135
Reimbursement of Previous Servicer Advances $0
Accrued Interest on Purchased Receivables $0
Recoveries $67,278
Net Investment Earnings $23,201
Total Interest Collections $3,673,871
Total Collections $48,558,070
Ending Receivables Outstanding $1,104,186,010
Servicer Advance Amounts
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Beginning Period Unreimbursed Previous Servicer Advance $39,732
Current Period Servicer Advance $28,135
Current Reimbursement of Previous Servicer Advance $0
Ending Period Unreimbursed Previous Servicer Advances $67,867
Collection Account
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Deposits to Collection Account $48,558,070
Distribution Amounts Due
Servicing Fees Due $957,852
Class A Noteholder Interest Distribution Due $3,486,771
First Priority Principal Distribution Due $1,899,875
Class B Noteholder Interest Distribution Due $119,518
Second Priority Principal Distribution Due $32,375,000
Reserve Account Deposit Due $0
Regular Principal Distribution Due $11,338,366
Unpaid Trustee Fees Due $0
Amounts Paid to the Servicer $957,852
Amounts Deposited into Note Distribution Account $47,600,218
Amounts Deposited into Reserve Account $0
Excess Funds Released to Depositor $0
Total Distributions from Collection Account $48,558,070
1
Excess Funds Released to the Depositor
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Release from Reserve Account $0
Release from Collection Account $0
Total Excess Funds Released to the Depositor $0
Note Distribution Account
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Amount Deposited from the Collection Account $47,600,218
Interest Distribution to Noteholders $3,606,289
Principal Distribution to Noteholders $43,993,929
Amount Deposited from the Reserve Account $0
Amount Paid to Noteholders $47,600,218
Distributions
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Interest Distributable Amount Current Int Per $1,000
Class A-1 Notes $0 $0.00
Class A-2 Notes $1,327,996 $3.05
Class A-3 Notes $1,215,367 $3.37
Class A-4 Notes $943,408 $3.57
Class B Notes $119,518 $3.69
Monthly Principal Distributable Amount Current Payment Ending Balance Per $1,000 Factor
Class A-1 Notes $0 $0 #DIV/0! #DIV/0!
Class A-2 Notes $43,993,929 $391,414,750 $101.04 89.90%
Class A-3 Notes $0 $361,000,000 $0.00 100.00%
Class A-4 Notes $0 $264,507,000 $0.00 100.00%
Class B Notes $0 $32,375,000 $0.00 100.00%
Carryover Shortfalls
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Prior
Period Carryover Current Payment Per $1,000
Class A-1 Interest Carryover Shortfall $0 $0 $0
Class A-2 Interest Carryover Shortfall $0 $0 $0
Class A-3 Interest Carryover Shortfall $0 $0 $0
Class A-4 Interest Carryover Shortfall $0 $0 $0
Class B Interest Carryover Shortfall $0 $0 $0
Receivables Data
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Beginning Period Ending Period
Number of Contracts 55,906 54,513
Weighted Average Remaining Term 45.88 45.00
Weighted Average Annual Percentage Rate 4.36% 4.34%
Delinquencies Aging Profile End of Period Dollar Amount Percentage
Current $1,013,762,730 91.81%
1-29 days $76,928,425 6.97%
30-59 days $10,523,168 0.95%
60-89 days $1,909,677 0.17%
90-119 days $564,754 0.05%
120+ days $497,255 0.05%
Total $1,104,186,010 100.00%
Delinquent Receivables +30 days past due $13,494,854 1.22%
2
Write-offs
Gross Principal Write-Offs for Current Period $351,944
Recoveries for Current Period $67,278
Net Write-Offs for Current Period $284,666
Cumulative Realized Losses $1,115,930
Repossessions Dollar Amount Units
Beginning Period Repossessed Receivables Balance $1,702,165 63
Ending Period Repossessed Receivables Balance $1,844,392 73
Principal Balance of 90+ Day Repossessed Vehicles $362,061 15
Yield Supplement Overcollateralization
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Beginning Period Required Amount $47,044,351
Beginning Period Amount $47,044,351
Current Distribution Date Required Amount $45,170,206
Current Period Release $1,874,145
Ending Period Amount $45,170,206
Next Distribution Date Required Amount $43,330,911
Reserve Account
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Beginning Period Required Amount $7,194,411
Beginning Period Amount $7,194,411
Net Investment Earnings $23,201
Beginning Period Required Amount $7,194,411
Current Period Deposit Amount Due $0
Current Period Deposit Amount Paid From Collection Account $0
Current Period Release to Note Distribution Account $0
Ending Period Required Amount $7,194,411
Current Period Release to Depositor $0
Ending Period Amount $7,194,411
Overcollateralization
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Beginning Period Amount $9,087,123
Ending Period Target Credit Enhancement OC Amount $11,338,366
Ending Period Amount $9,719,054
Current Period Release $0
3