EXHIBIT 99.1
Accrued Interest Date: Collection Period Ending:
25-Jan-06 31-Jan-06
Distribution Date: BMW Vehicle Owner Trust 2005-A Period #
27-Feb-06 ------------------------------ 11
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Balances
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Initial Period End
Receivables $1,500,000,024 $975,187,930
Reserve Account $7,194,411 $7,194,411
Yield Supplement Overcollateralization $61,117,886 $39,757,899
Overcollateralization $137 $9,175,615
Class A-1 Notes $324,000,000 $0
Class A-2 Notes $457,000,000 $268,372,416
Class A-3 Notes $361,000,000 $361,000,000
Class A-4 Notes $264,507,000 $264,507,000
Class B Notes $32,375,000 $32,375,000
Current Collection Period
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Beginning Receivables Outstanding $1,017,882,186
Collections
Principal Collections
Receipts of Scheduled Principal $26,060,391
Receipts of Pre-Paid Principal $16,027,118
Liquidation Proceeds $416,290
Principal Balance Allocable to Gross Charge-offs $190,457
Total Principal Reduction $42,694,256
Interest Collections
Receipts of Interest $3,514,833
Servicer Advances $0
Reimbursement of Previous Servicer Advances ($28,868)
Accrued Interest on Purchased Receivables $0
Recoveries $85,670
Net Investment Earnings $26,244
Total Interest Collections $3,597,879
Total Collections $46,101,678
Ending Receivables Outstanding $975,187,930
Servicer Advance Amounts
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Beginning Period Unreimbursed Previous Servicer Advance $81,164
Current Period Servicer Advance $0
Current Reimbursement of Previous Servicer Advance ($28,868)
Ending Period Unreimbursed Previous Servicer Advances $52,296
Collection Account
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Deposits to Collection Account $46,101,678
Distribution Amounts Due
Servicing Fees Due $848,235
Class A Noteholder Interest Distribution Due $3,099,949
First Priority Principal Distribution Due $0
Class B Noteholder Interest Distribution Due $119,518
Second Priority Principal Distribution Due $31,033,622
Reserve Account Deposit Due $0
Regular Principal Distribution Due $9,175,615
Unpaid Trustee Fees Due $0
Amounts Paid to the Servicer $848,235
Amounts Deposited into Note Distribution Account $43,428,704
Amounts Deposited into Reserve Account $0
Excess Funds Released to Depositor $1,824,739
Total Distributions from Collection Account $46,101,678
1
Excess Funds Released to the Depositor
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Release from Reserve Account $0
Release from Collection Account $1,824,739
Total Excess Funds Released to the Depositor $1,824,739
Note Distribution Account
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Amount Deposited from the Collection Account $43,428,704
Interest Distribution to Noteholders $3,219,467
Principal Distribution to Noteholders $40,209,237
Amount Deposited from the Reserve Account $0
Amount Paid to Noteholders $43,428,704
Distributions
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Interest Distributable Amount Current Int Per $1,000
Class A-1 Notes $0 $0.00
Class A-2 Notes $941,174 $3.05
Class A-3 Notes $1,215,367 $3.37
Class A-4 Notes $943,408 $3.57
Class B Notes $119,518 $3.69
Monthly Principal Distributable Amount Current Payment Ending Balance Per $1,000 Factor
Class A-1 Notes $0 $0 $0.00 0.00%
Class A-2 Notes $40,209,237 $268,372,416 $130.30 86.97%
Class A-3 Notes $0 $361,000,000 $0.00 100.00%
Class A-4 Notes $0 $264,507,000 $0.00 100.00%
Class B Notes $0 $32,375,000 $0.00 100.00%
Carryover Shortfalls
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Prior Period Carryover Current Payment Per $1,000
Class A-1 Interest Carryover Shortfall $0 $0 $0
Class A-2 Interest Carryover Shortfall $0 $0 $0
Class A-3 Interest Carryover Shortfall $0 $0 $0
Class A-4 Interest Carryover Shortfall $0 $0 $0
Class B Interest Carryover Shortfall $0 $0 $0
Receivables Data
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Beginning Period Ending Period
Number of Contracts 51,779 50,241
Weighted Average Remaining Term 43.24 42.34
Weighted Average Annual Percentage Rate 4.31% 4.30%
Delinquencies Aging Profile End of Period Dollar Amount Percentage
Current $891,550,943 91.42%
1-29 days $69,696,468 7.15%
30-59 days $9,760,522 1.00%
60-89 days $2,628,823 0.27%
90-119 days $631,138 0.06%
120+ days $920,036 0.09%
Total $975,187,930 100.00%
Delinquent Receivables +30 days past due $13,940,518 1.43%
Write-offs
Gross Principal Write-Offs for Current Period $190,457
Recoveries for Current Period $85,670
Net Write-Offs for Current Period $104,787
Cumulative Realized Losses $2,054,374
Repossessions Dollar Amount Units
Beginning Period Repossessed Receivables Balance $1,558,410 60
Ending Period Repossessed Receivables Balance $1,735,362 60
Principal Balance of 90+ Day Repossessed Vehicles $143,196 8
2
Yield Supplement Overcollateralization
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Beginning Period Required Amount $41,526,723
Beginning Period Amount $41,526,723
Current Distribution Date Required Amount $39,757,899
Current Period Release $1,768,824
Ending Period Amount $39,757,899
Next Distribution Date Required Amount $38,024,695
Reserve Account
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Beginning Period Required Amount $7,194,411
Beginning Period Amount $7,194,411
Net Investment Earnings $26,244
Beginning Period Required Amount $7,194,411
Current Period Deposit Amount Due $0
Current Period Deposit Amount Paid From Collection Account $0
Current Period Release to Note Distribution Account $0
Ending Period Required Amount $7,194,411
Current Period Release to Depositor $0
Ending Period Amount $7,194,411
Overcollateralization
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Beginning Period Amount $9,891,810
Ending Period Target Credit Enhancement OC Amount $9,175,615
Ending Period Amount $9,175,615
Current Period Release $716,195
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