EXHIBIT 99.1
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Accrued Interest Date: Collection Period Ending:
27-Nov-06 30-Nov-06
Distribution Date: BMW Vehicle Owner Trust 2005-A Period #
26-Dec-06 ------------------------------ 21
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Balances
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Initial Period End
Receivables $1,500,000,024 $612,533,555
Reserve Account $7,194,411 $7,194,411
Yield Supplement Overcollateralization $61,117,886 $24,067,629
Overcollateralization $137 $3,103,743
Class A-1 Notes $324,000,000 $0
Class A-2 Notes $457,000,000 $0
Class A-3 Notes $361,000,000 $288,480,183
Class A-4 Notes $264,507,000 $264,507,000
Class B Notes $32,375,000 $32,375,000
Current Collection Period
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Beginning Receivables Outstanding $642,543,168
Collections
Principal Collections
Receipts of Scheduled Principal $18,347,877
Receipts of Pre-Paid Principal $10,698,467
Liquidation Proceeds $489,021
Principal Balance Allocable to Gross Charge-offs $474,247
Total Principal Reduction $30,009,613
Interest Collections
Receipts of Interest $2,418,382
Servicer Advances $83,127
Reimbursement of Previous Servicer Advances $0
Accrued Interest on Purchased Receivables $0
Recoveries $63,427
Net Investment Earnings $30,402
Total Interest Collections $2,595,338
Total Collections $32,130,703
Ending Receivables Outstanding $612,533,555
Servicer Advance Amounts
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Beginning Period Unreimbursed Previous Servicer Advance $108,453
Current Period Servicer Advance $83,127
Current Reimbursement of Previous Servicer Advance $0
Ending Period Unreimbursed Previous Servicer Advances $191,581
Collection Account
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Deposits to Collection Account $32,130,703
Distribution Amounts Due
Servicing Fees Due $535,453
Class A Noteholder Interest Distribution Due $2,009,252
First Priority Principal Distribution Due $0
Class B Noteholder Interest Distribution Due $119,518
Second Priority Principal Distribution Due $25,003,384
Reserve Account Deposit Due $0
Regular Principal Distribution Due $3,103,743
Unpaid Trustee Fees Due $0
Amounts Paid to the Servicer $535,453
Amounts Deposited into Note Distribution Account $30,235,897
Amounts Deposited into Reserve Account $0
Excess Funds Released to Depositor $1,359,354
Total Distributions from Collection Account $32,130,703
Excess Funds Released to the Depositor
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Release from Reserve Account $0
Release from Collection Account $1,359,354
Total Excess Funds Released to the Depositor $1,359,354
Note Distribution Account
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Amount Deposited from the Collection Account $30,235,897
Interest Distribution to Noteholders $2,128,770
Principal Distribution to Noteholders $28,107,127
Amount Deposited from the Reserve Account $0
Amount Paid to Noteholders $30,235,897
Distributions
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Interest Distributable Amount Current Int Per $1,000
Class A-1 Notes $0 $0.00
Class A-2 Notes $0 $0.00
Class A-3 Notes $1,065,844 $3.37
Class A-4 Notes $943,408 $3.57
Class B Notes $119,518 $3.69
Monthly Principal Distributable Amount Current Payment Ending Balance Per $1,000 Factor
Class A-1 Notes $0 $0 $0.00 0.00%
Class A-2 Notes $0 $0 $0.00 0.00%
Class A-3 Notes $28,107,127 $288,480,183 $88.78 91.12%
Class A-4 Notes $0 $264,507,000 $0.00 100.00%
Class B Notes $0 $32,375,000 $0.00 100.00%
Carryover Shortfalls
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Prior Period Carryover Current Payment Per $1,000
Class A-1 Interest Carryover Shortfall $0 $0 $0
Class A-2 Interest Carryover Shortfall $0 $0 $0
Class A-3 Interest Carryover Shortfall $0 $0 $0
Class A-4 Interest Carryover Shortfall $0 $0 $0
Class B Interest Carryover Shortfall $0 $0 $0
Receivables Data
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Beginning Period Ending Period
Number of Contracts 39,296 38,476
Weighted Average Remaining Term 33.99 33.06
Weighted Average Annual Percentage Rate 4.21% 4.21%
Delinquencies Aging Profile End of Period Dollar Amount Percentage
Current $557,787,392 91.06%
1-29 days $42,676,042 6.97%
30-59 days $8,859,041 1.45%
60-89 days $1,875,353 0.31%
90-119 days $637,641 0.10%
120+ days $698,086 0.11%
Total $612,533,555 100.00%
Delinquent Receivables +30 days past due $12,070,121 1.97%
Write-offs
Gross Principal Write-Offs for Current Period $474,247
Recoveries for Current Period $63,427
Net Write-Offs for Current Period $410,820
Cumulative Realized Losses $5,478,807
Repossessions Dollar Amount Units
Beginning Period Repossessed Receivables Balance $1,690,882 72
Ending Period Repossessed Receivables Balance $1,221,103 55
Principal Balance of 90+ Day Repossessed Vehicles $26,924 2
Yield Supplement Overcollateralization
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Beginning Period Required Amount $25,469,479
Beginning Period Amount $25,469,479
Current Distribution Date Required Amount $24,067,629
Current Period Release $1,401,850
Ending Period Amount $24,067,629
Next Distribution Date Required Amount $22,703,859
Reserve Account
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Beginning Period Required Amount $7,194,411
Beginning Period Amount $7,194,411
Net Investment Earnings $30,402
Beginning Period Required Amount $7,194,411
Current Period Deposit Amount Due $0
Current Period Deposit Amount Paid From Collection Account $0
Current Period Release to Note Distribution Account $0
Ending Period Required Amount $7,194,411
Current Period Release to Depositor $0
Ending Period Amount $7,194,411
Overcollateralization
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Beginning Period Amount $3,604,379
Ending Period Target Credit Enhancement OC Amount $3,103,743
Ending Period Amount $3,103,743
Current Period Release $500,636