Exhibit 99.1
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Accrued Interest Date: Collection Period Ending:
25-Jan-07 31-Jan-07
Distribution Date: BMW VEHICLE OWNER TRUST 2004-A Period #
26-Feb-07 ------------------------------ 33
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Balances
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Initial Period End
Receivables $1,500,120,934 $255,290,783
Reserve Account $9,683,915 $7,420,957
Yield Supplement Overcollateralization $10,287,158 $1,450,131
Class A-1 Notes $313,000,000 $0
Class A-2 Notes $417,000,000 $0
Class A-3 Notes $470,000,000 $0
Class A-4 Notes $256,312,000 $220,318,876
Class B Notes $33,521,000 $33,521,000
Current Collection Period
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Beginning Receivables Outstanding $276,693,074
Calculation of Total Distribution Amount
Regular Principal Distributable Amount
Receipts of Scheduled Principal $14,569,472
Receipts of Pre-Paid Principal $6,571,835
Liquidation Proceeds $102,569
Principal Balance Allocable to Gross Charge-offs $158,416
Total Receipts of Principal $21,402,291
Interest Distribution Amount
Receipts of Interest $919,988
Servicer Advances $3,531
Reimbursement of Previous Servicer Advances $0
Accrued Interest on Purchased Receivables $0
Recoveries $24,827
Net Investment Earnings $30,615
Total Receipts of Interest $978,961
Release from Reserve Account $28,208
Total Distribution Amount $22,251,045
Ending Receivables Outstanding $255,290,783
Servicer Advance Amounts
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Beginning Period Unreimbursed Previous Servicer Advance $420,193
Current Period Servicer Advance $3,531
Current Reimbursement of Previous Servicer Advance $0
Ending Period Unreimbursed Previous Servicer Advances $423,724
Collection Account
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Deposits to Collection Account $22,251,045
Withdrawals from Collection Account
Servicing Fees $230,578
Class A Noteholder Interest Distribution $668,351
First Priority Principal Distribution $0
Class B Noteholder Interest Distribution $98,328
Regular Principal Distribution $21,253,788
Reserve Account Deposit $0
Unpaid Trustee Fees $0
Excess Funds Released to Depositor $0
Total Distributions from Collection Account $22,251,045
Excess Funds Released to the Depositor
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Release from Reserve Account $0
Release from Collection Account $0
Total Excess Funds Released to the Depositor $0
Note Distribution Account
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Amount Deposited from the Collection Account $22,020,467
Amount Deposited from the Reserve Account $0
Amount Paid to Noteholders $22,020,467
Distributions
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Monthly Principal Distributable Amount Current Payment Ending Balance Per $1,000 Factor
Class A-1 Notes $0 $0 $0.00 0.00%
Class A-2 Notes $0 $0 $0.00 0.00%
Class A-3 Notes $0 $0 $0.00 0.00%
Class A-4 Notes $21,253,788 $220,318,876 $82.92 85.96%
Class B Notes $0 $33,521,000 $0.00 100.00%
Interest Distributable Amount Current Payment Per $1,000
Class A-1 Notes $0 $0.00
Class A-2 Notes $0 $0.00
Class A-3 Notes $0 $0.00
Class A-4 Notes $668,351 $2.61
Class B Notes $98,328 $2.93
Carryover Shortfalls
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Prior Period Carryover Current Payment Per $1,000
Class A-1 Interest Carryover Shortfall $0 $0 $0
Class A-2 Interest Carryover Shortfall $0 $0 $0
Class A-3 Interest Carryover Shortfall $0 $0 $0
Class A-4 Interest Carryover Shortfall $0 $0 $0
Class B Interest Carryover Shortfall $0 $0 $0
Receivables Data
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Beginning Period Ending Period
Number of Contracts 29,522 28,592
Weighted Average Remaining Term 20.59 19.68
Weighted Average Annual Percentage Rate 4.61% 4.61%
Delinquencies Aging Profile End of Period Dollar Amount Percentage
Current $225,437,823 88.31%
1-29 days $23,697,036 9.28%
30-59 days $4,473,087 1.75%
60-89 days $730,388 0.29%
90-119 days $233,507 0.09%
120-149 days $718,943 0.28%
Total $255,290,783 100.00%
Delinquent Receivables +30 days past due $6,155,925 2.41%
Write-offs
Gross Principal Write-Offs for Current Period $158,416
Recoveries for Current Period $24,827
Net Write-Offs for Current Period $133,588
Cumulative Realized Losses $7,059,131
Repossessions Dollar Amount Units
Beginning Period Repossessed Receivables Balance $499,891 35
Ending Period Repossessed Receivables Balance $577,185 42
Principal Balance of 90+ Day Repossessed Vehicles $105,939 8
Yield Supplement Overcollateralization
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Beginning Period Required Amount $1,598,634
Beginning Period Amount $1,598,634
Ending Period Required Amount $1,450,131
Current Period Release $148,504
Ending Period Amount $1,450,131
Next Distribution Date Required Amount $1,309,437
Reserve Account
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Beginning Period Required Amount $7,449,165
Beginning Period Amount $7,449,165
Net Investment Earnings $30,615
Current Period Deposit $0
Current Period Release to Collection Account $28,208
Current Period Release to Depositor $0
Ending Period Required Amount $7,449,165
Ending Period Amount $7,420,957