Exhibit 991.
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Accrued Interest Date: Collection Period Ending:
25-Jan-07 31-Jan-07
Distribution Date: BMW VEHICLE OWNER TRUST 2005-A Period #
26-Feb-07 ------------------------------ 23
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Balances
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Initial Period End
Receivables $1,500,000,024 $550,179,095
Reserve Account $7,194,411 $7,194,411
Yield Supplement Overcollateralization $61,117,886 $21,378,384
Overcollateralization $137 $2,059,602
Class A-1 Notes $324,000,000 $0
Class A-2 Notes $457,000,000 $0
Class A-3 Notes $361,000,000 $229,859,109
Class A-4 Notes $264,507,000 $264,507,000
Class B Notes $32,375,000 $32,375,000
Current Collection Period
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Beginning Receivables Outstanding $582,314,846
Collections
Principal Collections
Receipts of Scheduled Principal $18,998,985
Receipts of Pre-Paid Principal $12,536,644
Liquidation Proceeds $271,719
Principal Balance Allocable to Gross Charge-offs $328,403
Total Principal Reduction $32,135,751
Interest Collections
Receipts of Interest $1,616,224
Servicer Advances $4,269
Reimbursement of Previous Servicer Advances $0
Accrued Interest on Purchased Receivables $0
Recoveries $95,391
Net Investment Earnings $31,392
Total Interest Collections $1,747,276
Total Collections $33,554,624
Ending Receivables Outstanding $550,179,095
Servicer Advance Amounts
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Beginning Period Unreimbursed Previous Servicer Advance $233,465
Current Period Servicer Advance $4,269
Current Reimbursement of Previous Servicer Advance $0
Ending Period Unreimbursed Previous Servicer Advances $237,734
Collection Account
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Deposits to Collection Account $33,554,624
Distribution Amounts Due
Servicing Fees Due $485,262
Class A Noteholder Interest Distribution Due $1,819,180
First Priority Principal Distribution Due $0
Class B Noteholder Interest Distribution Due $119,518
Second Priority Principal Distribution Due $28,211,494
Reserve Account Deposit Due $0
Regular Principal Distribution Due $2,059,602
Unpaid Trustee Fees Due $0
Amounts Paid to the Servicer $485,262
Amounts Deposited into Note Distribution Account $32,209,794
Amounts Deposited into Reserve Account $0
Excess Funds Released to Depositor $859,568
Total Distributions from Collection Account $33,554,624
Excess Funds Released to the Depositor
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Release from Reserve Account $0
Release from Collection Account $859,568
Total Excess Funds Released to the Depositor $859,568
Note Distribution Account
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Amount Deposited from the Collection Account $32,209,794
Interest Distribution to Noteholders $1,938,698
Principal Distribution to Noteholders $30,271,096
Amount Deposited from the Reserve Account $0
Amount Paid to Noteholders $32,209,794
Distributions
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Interest Distributable Amount Current Int Per $1,000
Class A-1 Notes $0 $0.00
Class A-2 Notes $0 $0.00
Class A-3 Notes $875,772 $3.37
Class A-4 Notes $943,408 $3.57
Class B Notes $119,518 $3.69
Monthly Principal Distributable Amount Current Payment Ending Balance Per $1,000 Factor
Class A-1 Notes $0 $0 $0.00 0.00%
Class A-2 Notes $0 $0 $0.00 0.00%
Class A-3 Notes $30,271,096 $229,859,109 $116.37 88.36%
Class A-4 Notes $0 $264,507,000 $0.00 100.00%
Class B Notes $0 $32,375,000 $0.00 100.00%
Carryover Shortfalls
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Prior Period Carryover Current Payment Per $1,000
Class A-1 Interest Carryover Shortfall $0 $0 $0
Class A-2 Interest Carryover Shortfall $0 $0 $0
Class A-3 Interest Carryover Shortfall $0 $0 $0
Class A-4 Interest Carryover Shortfall $0 $0 $0
Class B Interest Carryover Shortfall $0 $0 $0
Receivables Data
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Beginning Period Ending Period
Number of Contracts 37,667 36,664
Weighted Average Remaining Term 32.10 31.15
Weighted Average Annual Percentage Rate 4.21% 4.20%
Delinquencies Aging Profile End of Period Dollar Amount Percentage
Current $500,704,209 91.01%
1-29 days $39,084,703 7.10%
30-59 days $6,962,391 1.27%
60-89 days $1,934,682 0.35%
90-119 days $539,510 0.10%
120+ days $953,600 0.17%
Total $550,179,095 100.00%
Delinquent Receivables +30 days past due $10,390,182 1.89%
Write-offs
Gross Principal Write-Offs for Current Period $328,403
Recoveries for Current Period $95,391
Net Write-Offs for Current Period $233,012
Cumulative Realized Losses $5,989,303
Repossessions Dollar Amount Units
Beginning Period Repossessed Receivables Balance $1,086,166 50
Ending Period Repossessed Receivables Balance $1,406,614 59
Principal Balance of 90+ Day Repossessed Vehicles $243,418 10
Yield Supplement Overcollateralization
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Beginning Period Required Amount $22,703,859
Beginning Period Amount $22,703,859
Current Distribution Date Required Amount $21,378,384
Current Period Release $1,325,475
Ending Period Amount $21,378,384
Next Distribution Date Required Amount $20,091,443
Reserve Account
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Beginning Period Required Amount $7,194,411
Beginning Period Amount $7,194,411
Net Investment Earnings $31,392
Beginning Period Required Amount $7,194,411
Current Period Deposit Amount Due $0
Current Period Deposit Amount Paid From Collection Account $0
Current Period Release to Note Distribution Account $0
Ending Period Required Amount $7,194,411
Current Period Release to Depositor $0
Ending Period Amount $7,194,411
Overcollateralization
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Beginning Period Amount $2,598,782
Ending Period Target Credit Enhancement OC Amount $2,059,602
Ending Period Amount $2,059,602
Current Period Release $539,180