EXHIBIT 99.1
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Accrued Interest Date: Collection Period Ending:
25-Apr-07 30-Apr-07
Distribution Date: BMW VEHICLE OWNER TRUST 2005-A Period #
25-May-07 ------------------------------ 26
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Balances
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Initial Period End
Receivables $1,500,000,024 $463,685,239
Reserve Account $7,194,411 $7,194,411
Yield Supplement Overcollateralization $61,117,886 $17,634,189
Overcollateralization $137 $611,483
Class A-1 Notes $324,000,000 $0
Class A-2 Notes $457,000,000 $0
Class A-3 Notes $361,000,000 $148,557,568
Class A-4 Notes $264,507,000 $264,507,000
Class B Notes $32,375,000 $32,375,000
Current Collection Period
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Beginning Receivables Outstanding $492,397,640
Collections
Principal Collections
Receipts of Scheduled Principal $17,506,223
Receipts of Pre-Paid Principal $10,580,124
Liquidation Proceeds $383,657
Principal Balance Allocable to Gross Charge-offs $242,396
Total Principal Reduction $28,712,401
Interest Collections
Receipts of Interest $1,614,190
Servicer Advances $39,425
Reimbursement of Previous Servicer Advances $0
Accrued Interest on Purchased Receivables $0
Recoveries $22,127
Net Investment Earnings $30,373
Total Interest Collections $1,706,115
Total Collections $30,176,119
Ending Receivables Outstanding $463,685,239
Servicer Advance Amounts
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Beginning Period Unreimbursed Previous Servicer Advance $450,569
Current Period Servicer Advance $39,425
Current Reimbursement of Previous Servicer Advance $0
Ending Period Unreimbursed Previous Servicer Advances $489,994
Collection Account
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Deposits to Collection Account $30,176,119
Distribution Amounts Due
Servicing Fees Due $410,331
Class A Noteholder Interest Distribution Due $1,534,526
First Priority Principal Distribution Due $0
Class B Noteholder Interest Distribution Due $119,518
Second Priority Principal Distribution Due $26,410,514
Reserve Account Deposit Due $0
Regular Principal Distribution Due $611,483
Unpaid Trustee Fees Due $0
Amounts Paid to the Servicer $410,331
Amounts Deposited into Note Distribution Account $28,676,040
Amounts Deposited into Reserve Account $0
Excess Funds Released to Depositor $1,089,747
Total Distributions from Collection Account $30,176,119
Excess Funds Released to the Depositor
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Release from Reserve Account $0
Release from Collection Account $1,089,747
Total Excess Funds Released to the Depositor $1,089,747
Note Distribution Account
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Amount Deposited from the Collection Account $28,676,040
Interest Distribution to Noteholders $1,654,044
Principal Distribution to Noteholders $27,021,996
Amount Deposited from the Reserve Account $0
Amount Paid to Noteholders $28,676,040
Distributions
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Interest Distributable Amount Current Int Per $1,000
Class A-1 Notes $0 $0.00
Class A-2 Notes $0 $0.00
Class A-3 Notes $591,118 $3.37
Class A-4 Notes $943,408 $3.57
Class B Notes $119,518 $3.69
Monthly Principal Distributable Amount Current Payment Ending Balance Per $1,000 Factor
Class A-1 Notes $0 $0 $0.00 0.00%
Class A-2 Notes $0 $0 $0.00 0.00%
Class A-3 Notes $27,021,996 $148,557,568 $153.90 84.61%
Class A-4 Notes $0 $264,507,000 $0.00 100.00%
Class B Notes $0 $32,375,000 $0.00 100.00%
Carryover Shortfalls
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Prior Period Carryover Current Payment Per $1,000
Class A-1 Interest Carryover Shortfall $0 $0 $0
Class A-2 Interest Carryover Shortfall $0 $0 $0
Class A-3 Interest Carryover Shortfall $0 $0 $0
Class A-4 Interest Carryover Shortfall $0 $0 $0
Class B Interest Carryover Shortfall $0 $0 $0
Receivables Data
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Beginning Period Ending Period
Number of Contracts 35,027 34,072
Weighted Average Remaining Term 29.34 28.42
Weighted Average Annual Percentage Rate 4.19% 4.18%
Delinquencies Aging Profile End of Period Dollar Amount Percentage
Current $423,269,056 91.28%
1-29 days $31,765,110 6.85%
30-59 days $5,710,923 1.23%
60-89 days $1,636,592 0.35%
90-119 days $482,274 0.10%
120+ days $821,284 0.18%
Total $463,685,239 100.00%
Delinquent Receivables +30 days past due $8,651,073 1.87%
Write-offs
Gross Principal Write-Offs for Current Period $242,396
Recoveries for Current Period $22,127
Net Write-Offs for Current Period $220,269
Cumulative Realized Losses $6,549,655
Repossessions Dollar Amount Units
Beginning Period Repossessed Receivables Balance $1,339,391 56
Ending Period Repossessed Receivables Balance $1,261,553 61
Principal Balance of 90+ Day Repossessed Vehicles $35,213 2
Yield Supplement Overcollateralization
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Beginning Period Required Amount $18,843,285
Beginning Period Amount $18,843,285
Current Distribution Date Required Amount $17,634,189
Current Period Release $1,209,097
Ending Period Amount $17,634,189
Next Distribution Date Required Amount $16,464,443
Reserve Account
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Beginning Period Required Amount $7,194,411
Beginning Period Amount $7,194,411
Net Investment Earnings $30,373
Beginning Period Required Amount $7,194,411
Current Period Deposit Amount Due $0
Current Period Deposit Amount Paid From Collection Account $0
Current Period Release to Note Distribution Account $0
Ending Period Required Amount $7,194,411
Current Period Release to Depositor $0
Ending Period Amount $7,194,411
Overcollateralization
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Beginning Period Amount $1,092,791
Ending Period Target Credit Enhancement OC Amount $611,483
Ending Period Amount $611,483
Current Period Release $481,308