EXHIBIT 99.1
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Accrued Interest Date: Collection Period Ending:
25-Sep-07 30-Sep-07
Distribution Date: BMW VEHICLE OWNER TRUST 2005-A Period #
25-Oct-07 ------------------------------ 31
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BALANCES
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Initial Period End
Receivables $1,500,000,024 $337,386,847
Reserve Account $7,194,411 $7,194,411
Yield Supplement Overcollateralization $61,117,886 $12,183,142
Overcollateralization $137 $0
Class A-1 Notes $324,000,000 $0
Class A-2 Notes $457,000,000 $0
Class A-3 Notes $361,000,000 $28,321,706
Class A-4 Notes $264,507,000 $264,507,000
Class B Notes $32,375,000 $32,375,000
CURRENT COLLECTION PERIOD
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Beginning Receivables Outstanding $359,032,618
Collections
Principal Collections
Receipts of Scheduled Principal $14,248,919
Receipts of Pre-Paid Principal $6,927,065
Liquidation Proceeds $217,795
Principal Balance Allocable to Gross Charge-offs $251,992
Total Principal Reduction $21,645,771
Interest Collections
Receipts of Interest $887,959
Servicer Advances $102,298
Reimbursement of Previous Servicer Advances $0
Accrued Interest on Purchased Receivables $0
Recoveries $35,981
Net Investment Earnings $31,363
Total Interest Collections $1,057,601
Total Collections $22,451,380
Ending Receivables Outstanding $337,386,847
SERVICER ADVANCE AMOUNTS
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Beginning Period Unreimbursed Previous Servicer Advance $589,343
Current Period Servicer Advance $102,298
Current Reimbursement of Previous Servicer Advance $0
Ending Period Unreimbursed Previous Servicer Advances $691,641
COLLECTION ACCOUNT
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Deposits to Collection Account $22,451,380
Distribution Amounts Due
Servicing Fees Due $299,194
Class A Noteholder Interest Distribution Due $1,108,231
First Priority Principal Distribution Due $0
Class B Noteholder Interest Distribution Due $119,518
Second Priority Principal Distribution Due $20,635,446
Reserve Account Deposit Due $0
Regular Principal Distribution Due $0
Unpaid Trustee Fees Due $0
Amounts Paid to the Servicer $299,194
Amounts Deposited into Note Distribution Account $21,863,194
Amounts Deposited into Reserve Account $0
Excess Funds Released to Depositor $288,992
Total Distributions from Collection Account $22,451,380
EXCESS FUNDS RELEASED TO THE DEPOSITOR
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Release from Reserve Account $0
Release from Collection Account $288,992
Total Excess Funds Released to the Depositor $288,992
NOTE DISTRIBUTION ACCOUNT
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Amount Deposited from the Collection Account $21,863,194
Interest Distribution to Noteholders $1,227,748
Principal Distribution to Noteholders $20,635,446
Amount Deposited from the Reserve Account $0
Amount Paid to Noteholders $21,863,194
DISTRIBUTIONS
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Interest Distributable Amount Current Int Per $1,000
Class A-1 Notes $0 $0.00
Class A-2 Notes $0 $0.00
Class A-3 Notes $164,822 $3.37
Class A-4 Notes $943,408 $3.57
Class B Notes $119,518 $3.69
Monthly Principal Distributable Amount Current Payment Ending Balance Per $1,000 Factor
Class A-1 Notes $0 $0 $0.00 0.00%
Class A-2 Notes $0 $0 $0.00 0.00%
Class A-3 Notes $20,635,446 $28,321,706 $421.50 57.85%
Class A-4 Notes $0 $264,507,000 $0.00 100.00%
Class B Notes $0 $32,375,000 $0.00 100.00%
CARRYOVER SHORTFALLS
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Prior Period Carryover Current Payment Per $1,000
Class A-1 Interest Carryover Shortfall $0 $0 $0
Class A-2 Interest Carryover Shortfall $0 $0 $0
Class A-3 Interest Carryover Shortfall $0 $0 $0
Class A-4 Interest Carryover Shortfall $0 $0 $0
Class B Interest Carryover Shortfall $0 $0 $0
RECEIVABLES DATA
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Beginning Period Ending Period
Number of Contracts 30,293 29,491
Weighted Average Remaining Term 24.67 23.74
Weighted Average Annual Percentage Rate 4.16% 4.16%
Delinquencies Aging Profile End of Period Dollar Amount Percentage
Current $305,277,247 90.48%
1-29 days $24,638,282 7.30%
30-59 days $5,339,165 1.58%
60-89 days $1,089,219 0.32%
90-119 days $338,782 0.10%
120+ days $704,152 0.21%
Total $337,386,847 100.00%
Delinquent Receivables +30 days past due $7,471,318 2.21%
Write-offs
Gross Principal Write-Offs for Current Period $251,992
Recoveries for Current Period $35,981
Net Write-Offs for Current Period $216,011
Cumulative Realized Losses $7,811,662
Repossessions Dollar Amount Units
Beginning Period Repossessed Receivables Balance $938,129 48
Ending Period Repossessed Receivables Balance $1,088,910 51
Principal Balance of 90+ Day Repossessed Vehicles $175,991 7
YIELD SUPPLEMENT OVERCOLLATERALIZATION
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Beginning Period Required Amount $13,193,467
Beginning Period Amount $13,193,467
Current Distribution Date Required Amount $12,183,142
Current Period Release $1,010,325
Ending Period Amount $12,183,142
Next Distribution Date Required Amount $11,212,999
RESERVE ACCOUNT
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Beginning Period Required Amount $7,194,411
Beginning Period Amount $7,194,411
Net Investment Earnings $31,363
Beginning Period Required Amount $7,194,411
Current Period Deposit Amount Due $0
Current Period Deposit Amount Paid From Collection Account $0
Current Period Release to Note Distribution Account $0
Ending Period Required Amount $7,194,411
Current Period Release to Depositor $0
Ending Period Amount $7,194,411
OVERCOLLATERALIZATION
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Beginning Period Amount $0
Ending Period Target Credit Enhancement OC Amount $0
Ending Period Amount $0
Current Period Release $0