EXHIBIT 99.1
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Accrued Interest Date: Collection Period Ending:
26-Nov-07 30-Nov-07
Distribution Date: BMW VEHICLE OWNER TRUST 2005-A Period #
26-Dec-07 ------------------------------ 33
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Balances
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Initial Period End
Receivables $1,500,000,024 $292,738,403
Reserve Account $7,194,411 $7,194,411
Yield Supplement Overcollateralization $61,117,886 $10,283,147
Overcollateralization $137 $0
Class A-1 Notes $324,000,000 $0
Class A-2 Notes $457,000,000 $0
Class A-3 Notes $361,000,000 $0
Class A-4 Notes $264,507,000 $250,080,256
Class B Notes $32,375,000 $32,375,000
Current Collection Period
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Beginning Receivables Outstanding $313,377,176
Collections
Principal Collections
Receipts of Scheduled Principal $14,081,059
Receipts of Pre-Paid Principal $6,072,587
Liquidation Proceeds $203,464
Principal Balance Allocable to Gross Charge-offs $281,663
Total Principal Reduction $20,638,773
Interest Collections
Receipts of Interest $1,038,540
Servicer Advances $21,350
Reimbursement of Previous Servicer Advances $0
Accrued Interest on Purchased Receivables $0
Recoveries $49,398
Net Investment Earnings $27,015
Total Interest Collections $1,136,304
Total Collections $21,493,414
Ending Receivables Outstanding $292,738,403
Servicer Advance Amounts
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Beginning Period Unreimbursed Previous Servicer Advance $667,962
Current Period Servicer Advance $21,350
Current Reimbursement of Previous Servicer Advance $0
Ending Period Unreimbursed Previous Servicer Advances $689,312
Collection Account
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Deposits to Collection Account $21,493,414
Distribution Amounts Due
Servicing Fees Due $261,148
Class A Noteholder Interest Distribution Due $961,192
First Priority Principal Distribution Due $0
Class B Noteholder Interest Distribution Due $119,518
Second Priority Principal Distribution Due $19,708,921
Reserve Account Deposit Due $0
Regular Principal Distribution Due $0
Unpaid Trustee Fees Due $0
Amounts Paid to the Servicer $261,148
Amounts Deposited into Note Distribution Account $20,789,630
Amounts Deposited into Reserve Account $0
Excess Funds Released to Depositor $442,637
Total Distributions from Collection Account $21,493,414
Excess Funds Released to the Depositor
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Release from Reserve Account $0
Release from Collection Account $442,637
Total Excess Funds Released to the Depositor $442,637
Note Distribution Account
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Amount Deposited from the Collection Account $20,789,630
Interest Distribution to Noteholders $1,080,709
Principal Distribution to Noteholders $19,708,921
Amount Deposited from the Reserve Account $0
Amount Paid to Noteholders $20,789,630
Distributions
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Interest Distributable Amount Current Int Per $1,000
Class A-1 Notes $0 $0.00
Class A-2 Notes $0 $0.00
Class A-3 Notes $17,783 $3.37
Class A-4 Notes $943,408 $3.57
Class B Notes $119,518 $3.69
Monthly Principal Distributable Amount Current Payment Ending Balance Per $1,000 Factor
Class A-1 Notes $0 $0 $0.00 0.00%
Class A-2 Notes $0 $0 $0.00 0.00%
Class A-3 Notes $5,282,177 $0 $1,000.00 0.00%
Class A-4 Notes $14,426,744 $250,080,256 $54.54 94.55%
Class B Notes $0 $32,375,000 $0.00 100.00%
Carryover Shortfalls
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Prior Period Carryover Current Payment Per $1,000
Class A-1 Interest Carryover Shortfall $0 $0 $0
Class A-2 Interest Carryover Shortfall $0 $0 $0
Class A-3 Interest Carryover Shortfall $0 $0 $0
Class A-4 Interest Carryover Shortfall $0 $0 $0
Class B Interest Carryover Shortfall $0 $0 $0
Receivables Data
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Beginning Period Ending Period
Number of Contracts 28,582 27,762
Weighted Average Remaining Term 22.80 21.89
Weighted Average Annual Percentage Rate 4.15% 4.15%
Delinquencies Aging Profile End of Period Dollar Amount Percentage
Current $260,949,078 89.14%
1-29 days $23,736,743 8.11%
30-59 days $5,458,104 1.86%
60-89 days $1,529,439 0.52%
90-119 days $394,002 0.13%
120+ days $671,038 0.23%
Total $292,738,403 100.00%
Delinquent Receivables +30 days past due $8,052,582 2.75%
Write-offs
Gross Principal Write-Offs for Current Period $281,663
Recoveries for Current Period $49,398
Net Write-Offs for Current Period $232,265
Cumulative Realized Losses $8,303,146
Repossessions Dollar Amount Units
Beginning Period Repossessed Receivables Balance $1,139,012 56
Ending Period Repossessed Receivables Balance $980,959 51
Principal Balance of 90+ Day Repossessed Vehicles $15,439 1
Yield Supplement Overcollateralization
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Beginning Period Required Amount $11,212,999
Beginning Period Amount $11,212,999
Current Distribution Date Required Amount $10,283,147
Current Period Release $929,852
Ending Period Amount $10,283,147
Next Distribution Date Required Amount $9,393,751
Reserve Account
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Beginning Period Required Amount $7,194,411
Beginning Period Amount $7,194,411
Net Investment Earnings $27,015
Beginning Period Required Amount $7,194,411
Current Period Deposit Amount Due $0
Current Period Deposit Amount Paid From Collection Account $0
Current Period Release to Note Distribution Account $0
Ending Period Required Amount $7,194,411
Current Period Release to Depositor $0
Ending Period Amount $7,194,411
Overcollateralization
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Beginning Period Amount $0
Ending Period Target Credit Enhancement OC Amount $0
Ending Period Amount $0
Current Period Release $0