EXHIBIT 99.1
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Accrued Interest Date: Collection Period Ending:
26-Dec-07 31-Dec-07
Distribution Date: BMW Vehicle Owner Trust 2005-A Period #
25-Jan-08 ------------------------------ 34
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Balances
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Initial Period End
Receivables $1,500,000,024 $272,832,750
Reserve Account $7,194,411 $7,194,411
Yield Supplement Overcollateralization $61,117,886 $9,393,751
Overcollateralization $137 $0
Class A-1 Notes $324,000,000 $0
Class A-2 Notes $457,000,000 $0
Class A-3 Notes $361,000,000 $0
Class A-4 Notes $264,507,000 $231,063,999
Class B Notes $32,375,000 $32,375,000
Current Collection Period
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Beginning Receivables Outstanding $292,738,403
Collections
Principal Collections
Receipts of Scheduled Principal $13,695,344
Receipts of Pre-Paid Principal $5,525,783
Liquidation Proceeds $356,867
Principal Balance Allocable to Gross Charge-offs $327,658
Total Principal Reduction $19,905,653
Interest Collections
Receipts of Interest $1,046,008
Servicer Advances $43,277
Reimbursement of Previous Servicer Advances $0
Accrued Interest on Purchased Receivables $0
Recoveries $18,254
Net Investment Earnings $29,403
Total Interest Collections $1,136,942
Total Collections $20,714,937
Ending Receivables Outstanding $272,832,750
Servicer Advance Amounts
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Beginning Period Unreimbursed Previous Servicer Advance $689,312
Current Period Servicer Advance $43,277
Current Reimbursement of Previous Servicer Advance $0
Ending Period Unreimbursed Previous Servicer Advances $732,590
Collection Account
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Deposits to Collection Account $20,714,937
Distribution Amounts Due
Servicing Fees Due $243,949
Class A Noteholder Interest Distribution Due $891,953
First Priority Principal Distribution Due $0
Class B Noteholder Interest Distribution Due $119,518
Second Priority Principal Distribution Due $19,016,257
Reserve Account Deposit Due $0
Regular Principal Distribution Due $0
Unpaid Trustee Fees Due $0
Amounts Paid to the Servicer $243,949
Amounts Deposited into Note Distribution Account $20,027,728
Amounts Deposited into Reserve Account $0
Excess Funds Released to Depositor $443,260
Total Distributions from Collection Account $20,714,937
Excess Funds Released to the Depositor
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Release from Reserve Account $0
Release from Collection Account $443,260
Total Excess Funds Released to the Depositor $443,260
Note Distribution Account
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Amount Deposited from the Collection Account $20,027,728
Interest Distribution to Noteholders $1,011,471
Principal Distribution to Noteholders $19,016,257
Amount Deposited from the Reserve Account $0
Amount Paid to Noteholders $20,027,728
Distributions
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Interest Distributable Amount Current Int Per $1,000
Class A-1 Notes $0 $0.00
Class A-2 Notes $0 $0.00
Class A-3 Notes $0 $0.00
Class A-4 Notes $891,953 $3.57
Class B Notes $119,518 $3.69
Monthly Principal Distributable Amount Current Payment Ending Balance Per $1,000 Factor
Class A-1 Notes $0 $0 $0.00 0.00%
Class A-2 Notes $0 $0 $0.00 0.00%
Class A-3 Notes $0 $0 $0.00 100.00%
Class A-4 Notes $19,016,257 $231,063,999 $76.04 92.40%
Class B Notes $0 $32,375,000 $0.00 100.00%
Carryover Shortfalls
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Prior Period Carryover Current Payment Per $1,000
Class A-1 Interest Carryover Shortfall $0 $0 $0
Class A-2 Interest Carryover Shortfall $0 $0 $0
Class A-3 Interest Carryover Shortfall $0 $0 $0
Class A-4 Interest Carryover Shortfall $0 $0 $0
Class B Interest Carryover Shortfall $0 $0 $0
Receivables Data
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Beginning Period Ending Period
Number of Contracts 27,762 26,939
Weighted Average Remaining Term 21.89 20.94
Weighted Average Annual Percentage Rate 4.15% 4.15%
Delinquencies Aging Profile End of Period Dollar Amount Percentage
Current $240,719,006 88.23%
1-29 days $22,169,958 8.13%
30-59 days $6,938,498 2.54%
60-89 days $1,585,882 0.58%
90-119 days $694,810 0.25%
120+ days $724,597 0.27%
Total $272,832,750 100.00%
Delinquent Receivables +30 days past due $9,943,787 3.64%
Write-offs
Gross Principal Write-Offs for Current Period $327,658
Recoveries for Current Period $18,254
Net Write-Offs for Current Period $309,405
Cumulative Realized Losses $8,612,551
Repossessions Dollar Amount Units
Beginning Period Repossessed Receivables Balance $980,959 51
Ending Period Repossessed Receivables Balance $850,237 53
Principal Balance of 90+ Day Repossessed Vehicles $84,609 5
Yield Supplement Overcollateralization
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Beginning Period Required Amount $10,283,147
Beginning Period Amount $10,283,147
Current Distribution Date Required Amount $9,393,751
Current Period Release $889,396
Ending Period Amount $9,393,751
Next Distribution Date Required Amount $8,544,837
Reserve Account
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Beginning Period Required Amount $7,194,411
Beginning Period Amount $7,194,411
Net Investment Earnings $29,403
Beginning Period Required Amount $7,194,411
Current Period Deposit Amount Due $0
Current Period Deposit Amount Paid From Collection Account $0
Current Period Release to Note Distribution Account $0
Ending Period Required Amount $7,194,411
Current Period Release to Depositor $0
Ending Period Amount $7,194,411
Overcollateralization
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Beginning Period Amount $0
Ending Period Target Credit Enhancement OC Amount $0
Ending Period Amount $0
Current Period Release $0