<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE
FORM 10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000820068
<NAME> NEW YORK BANCORP
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          SEP-30-1997
<PERIOD-START>                             OCT-01-1996
<PERIOD-END>                               SEP-30-1997
<CASH>                                          26,305
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    495,910
<INVESTMENTS-CARRYING>                         644,840
<INVESTMENTS-MARKET>                           636,751
<LOANS>                                      2,039,111
<ALLOWANCE>                                     18,695
<TOTAL-ASSETS>                               3,244,200
<DEPOSITS>                                   1,684,419
<SHORT-TERM>                                 1,253,931
<LIABILITIES-OTHER>                            136,787
<LONG-TERM>                                          0
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<PREFERRED>                                          0
<COMMON>                                           295
<OTHER-SE>                                     168,768
<TOTAL-LIABILITIES-AND-EQUITY>               3,244,200
<INTEREST-LOAN>                                162,603
<INTEREST-INVEST>                               76,225
<INTEREST-OTHER>                                    21
<INTEREST-TOTAL>                               238,849
<INTEREST-DEPOSIT>                              55,522
<INTEREST-EXPENSE>                             120,633
<INTEREST-INCOME-NET>                          118,216
<LOAN-LOSSES>                                    2,100
<SECURITIES-GAINS>                               2,681
<EXPENSE-OTHER>                                 50,973
<INCOME-PRETAX>                                 83,896
<INCOME-PRE-EXTRAORDINARY>                      51,211
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    51,211
<EPS-PRIMARY>                                     2.25
<EPS-DILUTED>                                     2.25
<YIELD-ACTUAL>                                    3.85
<LOANS-NON>                                     17,539
<LOANS-PAST>                                     4,701
<LOANS-TROUBLED>                                 5,015
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                19,386
<CHARGE-OFFS>                                    2,960
<RECOVERIES>                                       169
<ALLOWANCE-CLOSE>                               18,695
<ALLOWANCE-DOMESTIC>                            18,695
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          6,193