EXHIBIT 99.3

                                  CERTIFICATION
              PURSUANT TO SECTION 906 OF SARBANES-OXLEY ACT OF 2002

         Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (Chapter 63,
Title 18 U.S.C. Section 1350(a) and (b)), the undersigned hereby certifies that:

                  1.       the Annual Report on Form 20-F for the fiscal year
         ended December 31, 2002 (the "Annual Report") of CryptoLogic Inc. (the
         "Company") fully complies with the requirements of Section 13(a) or
         Section 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a)
         or 78o(d)), and

                  2.       the information contained in the Annual Report fairly
         presents, in all material respects, the financial condition and results
         of operations of the Company.

                                                     /s/ James Ryan
                                                     ---------------------------
                                                     James Ryan
                                                     Chief Financial Officer

Date: June 13, 2003