1








EXHIBIT 23.2   CONSENT OF KPMG LLP




 2






                          INDEPENDENT AUDITORS' CONSENT
                          -----------------------------


Board of Directors
New York Community Bancorp, Inc.


      We  consent  to  the  incorporation  by  reference  in  this  Registration
Statement Form S-8 of New York Community  Bancorp,  Inc. (formerly Queens County
Bancorp,  Inc.) of our report dated  January 18, 2000,  relating to our audit of
the  consolidated  statements of financial  condition of Queens County  Bancorp,
Inc.  and  subsidiary  as of  December  31,  1999  and  1998,  and  the  related
consolidated   statements  of  income  and  comprehensive  income,   changes  in
stockholders'  equity  and cash  flows for each of the  years in the  three-year
period ended  December 31, 1999,  which report  appears in the December 31, 1999
Annual Report and is  incorporated  by reference in the December 31, 1999 Annual
Report on form 10-K filed of Queens County Bancorp, Inc.




/s/ KPMG LLP

New York, New York
December 14, 2000