<page> 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 28, 2001 SECURITY FINANCIAL BANCORP, INC. -------------------------------- (Exact name of Registrant as specified in its Charter) Delaware 0-27951 35-2085053 ------------------- ------- ---------- (State or other) (Commission File Number) (IRS Employer jurisdiction of Identification No.) incorporation) 9321 Wicker Avenue, St. John, Indiana 46373 ------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (219) 365-4344: -------------- <page> 2 ITEM 5. OTHER EVENTS. ------------ A one day trial was held on September 24, 2001. As a result of the trial, the Court issued a ruling, the substance of which is discussed in the attached press release. ITEM 7. FINANCIAL STATEMENTS AND OTHER EXHIBITS. --------------------------------------- Exhibit 99.1 Press Release dated October 2, 2001. 2 <page> 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. SECURITY FINANCIAL BANCORP, INC. Date: October 2, 2001 By: /s/ John P. Hyland --------------------------------------- John P. Hyland President and Chief Executive Officer 3