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                    EXHIBIT 23.1     CONSENT OF ACCOUNTANTS



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                         CONSENT OF INDEPENDENT AUDITORS

We  hereby  consent  to the  incorporation  by  reference  in this  Registration
Statement on Form S- 8 of Indian Village Bancorp,  Inc. of our report dated July
25, 2001,  which is  incorporated  in the Annual Report on Form 10-KSB of Indian
Village  Bancorp,  Inc. for the fiscal year ended June 30, 2001,  which includes
consolidated balance sheets of Indian Village Bancorp,  Inc. as of June 30, 2001
and 2000,  and the  related  consolidated  statements  of income,  comprehensive
income,  shareholder's  equity and cash flows for the year ended June 30,  2001,
the six months ended June 30, 2000, and the year ended December 31, 1999,  which
was filed on September 28, 2001.


                                          /s/ Crowe, Chizek and Company LLP
                                          Crowe, Chizek and Company LLP

Columbus, Ohio
November 16, 2001