1 ================================================================================ SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ------------------------------ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 ------------------------------ Date of Report (Date of earliest event reported): October 16, 2002 PROVIDENT BANKSHARES CORPORATION (Exact name of registrant as specified in charter) MARYLAND 0-16421 52-1518642 (State or other (Commission (IRS Employer jurisdiction of File Number) Identification No.) incorporation) 114 EAST LEXINGTON STREET, BALTIMORE, MARYLAND 21202 (Address of principal executive offices, including zip code) Registrant's telephone number, including area code: (410) 277-7000 NOT APPLICABLE (Former name or former address, if changed since last report) ================================================================================ 2 ITEMS 1, 2, 3, 4, 6, 8 AND 9. NOT APPLICABLE. ITEM 5. OTHER EVENTS. ------------ On October 16, 2002, Provident Bankshares Corporation (the "Company") issued a press release announcing that Peter M. Martin will be retiring as Chairman and Chief Executive Officer in April, 2003 and that Gary N. Geisel has been designated as his successor by the Company's Board of Directors. The Company also announced that Kevin G. Byrnes has been selected to succeed Gary N. Geisel as President and Chief Operating Officer in April, 2003. A copy of the press release is attached hereto as Exhibit 99.1. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS --------------------------------- (a) Financial statements of businesses acquired. Not applicable (b) Pro forma financial information. Not applicable (c) Exhibits Exhibit 99.1 Press release dated October 16, 2002. -2- 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PROVIDENT BANKSHARES CORPORATION By: /s/ Peter M. Martin ------------------------------------ Peter M. Martin Chairman of the Board and Chief Executive Officer Date: October 16, 2002 -3- 4 EXHIBIT INDEX ------------- EXHIBIT NO. DESCRIPTION ----------- ----------- 99.1 Press release dated October 16, 2002 -4-