Consent of Independent Auditors
                        -------------------------------


We consent to the incorporation by reference in this  Registration  Statement of
Indian  Village  Bancorp,  Inc. on Form S-8 of our report dated July 23, 2002 on
Indian Village Bancorp,  Inc.'s consolidated  financial  statements appearing in
the Annual Report on Form 10-KSB of Indian  Village  Bancorp,  Inc. for the year
ended June 30, 2002.



                                          /s/ Crowe, Chizek and Company LLP
                                          --------------------------------------
                                          Crowe, Chizek and Company LLP

Columbus, Ohio
January 30, 2003