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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
         Date of Report (Date of earliest event reported) July 25, 2003

                          NEW ENGLAND BANCSHARES, INC.
                          ----------------------------
             (Exact name of registrant as specified in its charter)

      United States                  0-49711                04-3693643
      -------------                 ---------               ----------
(State or other jurisdiction of    (Commission             (IRS Employer
incorporation or organization)     File Number)            Identification No.)

                  660 Enfield Street, Enfield, Conncticut 06082
                  ---------------------------------------------
                    (Address of principal executive offices)

                                 (860) 253-5200
                                 --------------
              (Registrant's telephone number, including area code)

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)














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ITEM 7.   FINANCIAL STATEMENTS AND OTHER EXHIBITS
          ---------------------------------------

      Exhibit 99.1      Press Release Dated July 25, 2003

ITEM 9.   REGULATION FD DISCLOSURE
          ------------------------

      On July 25, 2003,  New England  Bancshares,  Inc.  announced its financial
results  for the  quarter  ended June 30,  2003.  The press  release  announcing
financial  results  for the  quarter  and year ended  June 30,  2003 is filed as
Exhibit 99.1 and incorporated herein by reference.

      This information is being furnished pursuant to Item 12 of Form 8-K and is
being presented under Item 9 as provided in the  Commission's  interim  guidance
regarding  Form  8-K  Item  11 and  Item 12  filing  requirements  (Release  No.
34-47583).





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                                   SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.



Dated: July 25, 2003                   By: /s/ David J. O'Connor
                                           -------------------------------------
                                           David J. O'Connor
                                           President and Chief Executive Officer