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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                   FORM 12b-25

                           NOTIFICATION OF LATE FILING


CUSIP Number 26704P108                                 SEC File Number 0-30483
             ---------                                                --------


(CHECK ONE):  [X] Form 10-KSB [ ] Form 20-F   [ ] Form 11-K
[ ] Form 10-Q [ ] Form N-SAR  [ ] Form N-CSR

For Period Ended: SEPTEMBER 30, 2003

[  ] Transition Report on Form 10-K
[  ] Transition Report on Form 20-F
[  ] Transition Report on Form 11-K
[  ] Transition Report on Form 10-Q
[  ] Transition Report on Form N-SAR

For the Transition Period Ended:
                                  --------------------------------------------

          READ INSTRUCTION BEFORE PREPARING FORM. PLEASE PRINT OR TYPE.

NOTHING  IN THIS  FORM  SHALL BE  CONSTRUED  TO IMPLY  THAT THE  COMMISSION  HAS
VERIFIED ANY INFORMATION CONTAINED HEREIN.

If the notification  relates to a portion of the filing checked above,  identify
the item(s) to which the notification relates: NOT APPLICABLE
                                               ---------------------------------


                                     PART I
                             REGISTRANT INFORMATION

Full Name of Registrant DUTCHFORK BANCSHARES, INC.
                        --------------------------------------------------------
Former Name if Applicable  NOT APPLICABLE
                           -----------------------------------------------------

Address of Principal Executive Office (STREET AND NUMBER) 1735 WILSON ROAD
                                                          ----------------------

City, State and Zip Code NEWBERRY, SOUTH CAROLINA 29108
                         -------------------------------------------------------

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                                     PART II
                             RULES 12b-25(b) AND (c)

      If the subject  report could not be filed without  unreasonable  effort or
expense  and  the  registrant  seeks  relief  pursuant  to Rule  12b-25(b),  the
following should be completed. (Check box if appropriate.)

[X] (a) The  reasons  described  in  reasonable  detail in Part III of this form
could not be  eliminated  without  unreasonable  effort or expense;
[X] (b) The subject annual report, semi-annual report, transition report on Form
10-K, 20-F, 11-K or Form N-SAR or Form N-CSR, or portion thereof,  will be filed
on or before the fifteenth  calendar day following the  prescribed  due date; or
the  subject  quarterly  report or  transition  report on Form 10-Q,  or portion
thereof,  will be filed on or  before  the  fifth  calendar  day  following  the
prescribed  due  date;  and
    (c) The  accountant's  statement or other exhibit required by Rule 12b-25(c)
has been attached if applicable.

                                    PART III
                                    NARRATIVE

State below in reasonable  detail the reasons why Forms10-K,  20-F,  11-K, 10-Q,
N-SAR,  N-CSR or the transition  report or portion  thereof,  could not be filed
within the prescribed time period. (Attach extra sheets if needed.)

      The Registrant  experienced  unexpected  internal  staffing  problems that
      prevented it from compiling and preparing the required information in time
      to file the report by the required deadline.



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                                     PART IV
                                OTHER INFORMATION

(1)  Name  and  telephone  number  of  person  to  contact  in  regard  to  this
notification.

STEVE P. SLIGH                            (803)       321-3200
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(Name)                                    (Area Code) (Telephone Number)

(2) Have all other  periodic  reports  required under Section 13 or 15(d) of the
Securities  Exchange Act of 1934 or Section 30 of the Investment  Company Act of
1940  during  the  preceding  12  months  or for such  shorter  period  that the
registrant  was  required to file such  report(s)  been filed?  If answer is no,
identify report(s).

                                                         [X] Yes    [ ] No

(3) Is it anticipated that any significant  change in results of operations from
the  corresponding  period for the last  fiscal  year will be  reflected  by the
earnings statements to be included in the subject report or portion thereof?

                                                         [ ] Yes    [X] No

If so: attach an explanation of the  anticipated  change,  both  narratively and
quantitatively, and, if appropriate, state the reasons why a reasonable estimate
of the results cannot be made.





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DutchFork Bancshares, Inc. has caused this notification to be signed on its
behalf by the undersigned thereunto duly authorized.

Date December 29, 2003                         By: /s/ Steve P. Sligh
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