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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
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Date of Report (Date of earliest event reported): May 13, 2004
PROVIDENT BANKSHARES CORPORATION
(Exact name of registrant as specified in charter)
MARYLAND 0-16421 52-1518642
(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)
114 EAST LEXINGTON STREET, BALTIMORE, MARYLAND 21202
(Address of principal executive offices, including zip code)
Registrant's telephone number, including area code: (410) 277-7000
NOT APPLICABLE
(Former name or former address, if changed since last report)
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ITEMS 1, 2, 3, 4, 5, 6, 8, 10, 11 AND 12. NOT APPLICABLE.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS
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Exhibit 99.1 Press Release dated May 13, 2004
ITEM 9. REGULATION FD DISCLOSURE
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On May 13, 2004, Provident Bankshares Corporation, the parent company
of Provident Bank, announced the sale of three banking offices in southeastern
Virginia and in North Carolina. Pursuant to Regulation FD, the press release
announcing the sale is attached hereto as Exhibit 99.1.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
PROVIDENT BANKSHARES CORPORATION
/s/ Gary N. Geisel
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Gary N. Geisel
Chairman of the Board and
Chief Executive Officer
Date: May 17, 2004
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EXHIBIT INDEX
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EXHIBIT NO. DESCRIPTION
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99.1 Press Release dated May 13, 2004
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