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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
         Date of Report (Date of Earliest Event Reported) July 27, 2004
                                                          -------------

                             BOSTONFED BANCORP, INC.
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             (Exact Name of Registrant as Specified in Its Charter)

      Delaware                          1-13936                 52-1940834
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(State or other Jurisdiction of       (Commission             (IRS Employer
 Incorporation or Organization)       File Number)           Identification No.)

         17 New England Executive Park, Burlington, Massachusetts 01803
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               (Address of Principal Executive Offices) (Zip Code)

                                 (781) 273-0300
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              (Registrant's Telephone Number, including Area Code)

                                 Not Applicable
                                 --------------
          (Former Name or Former Address, If Changed Since Last Report)



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ITEM 7.  FINANCIAL STATEMENTS AND OTHER EXHIBITS.
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     Exhibit 99.1 Press Release dated July 27, 2004.

ITEM 12.  RESULTS OF OPERATION AND FINANCIAL CONDITION.
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     On July 27, 2004,  BostonFed Bancorp,  Inc., the holding company for Boston
Federal Savings Bank,  announced the declaration of a quarterly cash dividend of
$0.16 per share.

     The press release  announcing  the quarterly  cash dividend is furnished as
Exhibit 99.1 and incorporated herein by reference.










                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.




                                             BOSTONFED BANCORP, INC.



Dated: July 27, 2004                      By: /s/ John A. Simas
                                              ----------------------------------
                                              Name: John A. Simas
                                              Title: Executive Vice President,
                                                     Chief Financial Officer
                                                      and Secretary