CERTIFICATION PURSUANT TO 18. U.S.C. SECTION 1350
                    AS ADOPTED PURSUANT TO SECTION 906 OF THE
                           SARBANES-OXLEY ACT OF 2003



     The undersigned  executive  officers of the Registrant  hereby certify that
this  Quarterly  Report on Form 10-Q for the  quarter  ended June 30,  2004 (the
"Report") fully complies with the  requirements of Section 13(a) or 15(d) of the
Securities  Exchange Act of 1934,  and the  information  contained in the Report
fairly presents,  in all material respects,  the financial condition and results
of operations of the Registrant.


                             By:      /s/ Gary C. Loraditch
                                      -----------------------------------
                                      Name:    Gary C. Loraditch
                                      Title:   President



                             By:      /s/ Bonnie M. Klein
                                      -----------------------------------
                                      Name:    Bonnie M. Klein
                                      Title:   Vice President and Treasurer

Date: August 11, 2004