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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): October 20, 2004
PVF Capital Corp.
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(Exact Name of Registrant as Specified in Charter)
Ohio 0-24948 34-1659805
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(State or Other Jurisdiction Commission File Number (I.R.S. Employer
of Incorporation) Identification No.)
30000 Aurora Road, Solon, Ohio 44139
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(Address of Principal Executive Offices) (Zip Code)
Registrant's Telephone Number, Including Area Code: (440) 248-7171
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Not Applicable
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(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On October 20, 2004, PVF Capital Corp. (the "Company") announced its
unaudited financial results for the three months ended September 30, 2004. For
more information, reference is made to the Company's press release dated,
October 20, 2004, a copy of which is attached to this Report as Exhibit 99 and
is furnished herewith.
ITEM 8.01 OTHER EVENTS
On October 20, 2004, the Company announced that on September 28, 2004
the Company's Board of Directors declared a quarterly cash dividend on the
Company's outstanding common stock. The cash dividend will be in the amount of
$0.074 per share and will be payable on November 8, 2004 to the stockholders of
record at the close of business on October 25, 2004. For further information see
the Company's press release dated October 20, 2004, which is incorporated herein
by reference and is filed herewith as Exhibit 99.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(a) Not applicable.
(b) Not applicable.
(c) The following exhibit is filed herewith:
Exhibit 99 Press Release dated October 20, 2004
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PVF CAPITAL CORP.
By: /s/ C. Keith Swaney
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C. Keith Swaney
President, Chief Operating Officer
and Treasurer
(Duly Authorized Representative)
Dated: October 22, 2004