EXHIBIT 32.1



                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


         In connection with the Quarterly Report of Berkshire Hills Bancorp,
Inc. (the "Company") on Form 10-Q for the period ended September 30, 2004, as
filed with the Securities and Exchange Commission (the "Report"), I, Michael P.
Daly, Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of
2002, that:

        1.    The Report fully complies with the requirements of Section 13(a)
              or 15(d) of the Securities Exchange Act of 1934; and

        2.    To my knowledge, the information contained in the Report fairly
              presents, in all material respects, the financial condition and
              results of operations of the Company as of and for the period
              covered by the Report.


                                          /s/ Michael P. Daly
                                          --------------------------------------
                                          Michael P. Daly
                                          President and Chief Executive Officer

November 5, 2004