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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): January 12, 2005
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PVF Capital Corp.
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(Exact Name of Registrant as Specified in Charter)
Ohio 0-24948 34-1659805
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(State or Other Jurisdiction Commission File Number (I.R.S. Employer
of Incorporation) Identification No.)
30000 Aurora Road, Solon, Ohio 44139
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(Address of Principal Executive Offices) (Zip Code)
Registrant's Telephone Number, Including Area Code: (440) 248-7171
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Not Applicable
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(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
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On January 12, 2005, PVF Capital Corp. (the "Company") announced its
unaudited financial results for the three and six months ended December 31,
2004. For more information, reference is made to the Company's press release
dated, January 12, 2005, a copy of which is attached to this Report as Exhibit
99 and is furnished herewith.
ITEM 8.01 OTHER EVENTS
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On January 12, 2005, the Company announced that the Company's Board of
Directors has declared a quarterly cash dividend on the Company's outstanding
common stock. The cash dividend will be in the amount of $0.074 per share and
will be payable on January 28, 2005 to the stockholders of record at the close
of business on January 21, 2005. For further information see the Company's press
release dated January 12, 2005, which is incorporated herein by reference and is
filed herewith as Exhibit 99.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
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(a) Not applicable.
(b) Not applicable.
(c) The following exhibit is filed herewith:
Exhibit 99 Press Release dated January 12, 2005
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PVF CAPITAL CORP.
Dated: January 12, 2004 By: /s/ John R. Male
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John R. Male
Chairman of the Board and
Chief Executive Officer
(Duly Authorized Representative)