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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) January 19, 2005

                             OCEAN SHORE HOLDING CO.
                             -----------------------
             (Exact Name of Registrant as Specified in Its Charter)

         United States                 0-51000             22-3584037
         -------------                 -------             ----------
(State or other jurisdiction of      (Commission          (IRS Employer
incorporation or organization)       File Number)         Identification No.)

                1001 Asbury Avenue, Ocean City, New Jersey 08226
                ------------------------------------------------
               (Address of principal executive offices) (Zip Code)

                                 (609) 399-0012
                                 --------------
              (Registrant's telephone number, including area code)

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)



Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))

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ITEM 8.01    OTHER EVENTS.
             ------------

         On January 19, 2005,  Ocean Shore  Holding Co.  issued a press  release
announcing that its Annual Meeting of Shareholders will be held on May 18, 2005.
The press  release is attached  as Exhibit  99.1 and is  incorporated  herein by
reference.


ITEM 9.01.   FINANCIAL STATEMENTS AND EXHIBITS.
             ---------------------------------

         Exhibit 99.1  Press Release Dated January 19, 2005.




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                                    SIGNATURE

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                        OCEAN SHORE HOLDING CO.




Date: January 19, 2005                  By:/s/ Steven E. Brady
                                           -------------------------------------
                                           Steven E. Brady
                                           President and Chief Executive Officer