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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): February 15, 2005
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SI FINANCIAL GROUP, INC.
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(Exact name of registrant as specified in its charter)
United States 0-50801 84-1655232
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(State or other jurisdiction of (Commission (IRS Employer
incorporation or organization) File Number) Identification No.)
803 Main Street, Willimantic, Connecticut 06226
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(Address of principal executive offices) (Zip Code)
(860) 423-4581
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(Registrant's telephone number, including area code)
Not Applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.
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On February 15, 2005, SI Financial Group, Inc., the holding company for
Savings Institute Bank and Trust Company, announced its financial results for
the quarter and year ended December 31, 2004. The press release announcing
financial results for the quarter and year ended December 31, 2004 is included
as Exhibit 99.1 and is incorporated herein by reference.
ITEM 8.01 OTHER EVENTS.
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On February 15, 2005, SI Financial Group, Inc. announced that its annual
meeting of stockholders will be held on May 11, 2005. The press release
announcing the annual meeting is included as Exhibit 99.2 and is incorporated
herein by reference.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
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(a) Financial Statements of Businesses Acquired: Not applicable
(b) Pro Forma Financial Information: Not applicable
(c) Exhibits
Number Description
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99.1 Press Release Dated February 15, 2005
99.2 Press Release Dated February 15, 2005
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
SI FINANCIAL GROUP, INC.
Date: February 15, 2005 By: /s/ Brian J. Hull
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Brian J. Hull
Executive Vice President, Chief
Financial Officer and Treasurer