1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ------------------ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 17, 2005 ----------------- FRANKFORT FIRST BANCORP, INC. ------------------------------------------------------------- (Exact Name of Registrant as Specified in its Charter) Delaware 0-26360 61-1271129 - ---------------------------------- ------------------- ------------------- (State or Other Jurisdiction of (Commission (I.R.S. Employer Incorporation or Organization File Number Identification No.) 216 W. Main Street, Frankfort, Kentucky 40601 ----------------------------------------- ---------------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (502) 223-1638 Not applicable ---------------------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) 2 ITEM 7.01 REGULATION FD ------------- On February 17, 2004, Frankfort First Bancorp, Inc. issued a press release announcing the results of its Annual Meeting of Stockholders. The press release is attached to this Report as Exhibit 99 and is furnished herewith. ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS --------------------------------- (a) Not applicable (b) Not applicable (c) The following exhibit is furnished herewith: Exhibit 99 Press Release dated February 17, 2005 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FRANKFORT FIRST BANCORP, INC. Date: February 17, 2005 By: /s/ Don D. Jennings --------------------------------- Don D. Jennings President