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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                            SCHEDULE 14A INFORMATION
           PROXY STATEMENT PURSUANT TO SECTION 14(A) OF THE SECURITIES
                    EXCHANGE ACT OF 1934 (AMENDMENT NO. ___)

Filed by the Registrant /X/
Filed by a Party other than the Registrant /_/

Check the appropriate box:
/_/  Preliminary Proxy Statement
/_/  Confidential, for Use of the Commission Only (as permitted by
     Rule 14a-6(e)(2))
/_/  Definitive Proxy Statement
/X/  Definitive Additional Materials
/_/  Soliciting Material Pursuant to Section 240.14a-12

                             OCEAN SHORE HOLDING CO.
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                (Name of Registrant as Specified in Its Charter)


- --------------------------------------------------------------------------------
    (Name of Person(s) Filing Proxy Statement, if other than the Registrant)

Payment of Filing Fee (Check the appropriate box):
/X/  No fee required.
/_/  Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11.

     1.   Title of each class of securities to which transaction applies:

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     2.   Aggregate number of securities to which transaction applies:

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     3.   Per unit price or other underlying value of transaction computed
          pursuant to Exchange Act Rule 0-11 (set forth the amount on which the
          filing fee is calculated and state how it was determined):

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     4.   Proposed maximum aggregate value of transaction:

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     5.   Total fee paid:

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/_/       Fee paid previously with preliminary materials.
/_/       Check box if any part of the fee is offset as provided by Exchange Act
          Rule 0-11(a)(2) and identify the filing for which the offsetting fee
          was paid previously. Identify the previous filing by registration
          statement number, or the Form or Schedule and the date of its filing.

     1.   Amount Previously Paid:

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     2.   Form, Schedule or Registration Statement No.:

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     3.   Filing Party:

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     4.   Date Filed:

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                      [OCEAN SHORE HOLDING CO. LETTERHEAD]







June 24, 2005


Dear Ocean Shore Holding Co. Stockholder:


         We recently mailed you proxy material in connection with our Special
Meeting of Stockholders to be held on July 13, 2005. According to our records,
we have not yet received your proxy.

         IT IS VERY IMPORTANT that your shares be voted, regardless of the
number of shares you own.

         Please take a moment to VOTE your shares by returning your proxy in the
                                 ----
envelope provided. If your shares are held with a broker or bank, you can also
vote by telephone or the internet by following the enclosed instructions.

         Please disregard this letter if you already voted your shares. Thank
you for your cooperation and support.



Sincerely,


/s/ Steven E. Brady


Steven E. Brady
President and Chief Executive Officer