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EXHIBIT 99.1

     SECTION 3.13. AGE LIMITATION. With the exception of those individuals
serving on the board of directors of the Corporation as of July 20, 2005,
no person 70 1/2 years of age or older shall be eligible for election,
reelection, appointment or reappointment to the board of the Corporation, except
that a director shall be able to complete a term of office during which such
director attains 70 1/2 years of age.  Any individual serving on the board of
directors of the Corporation as of July 20, 2005 who has attained 75 1/2 years
of age or older shall be ineligible for election, reelection, appointment or
reappointment to the board of the Corporation, except that a director shall be
able to complete a term of office during which such director attains 75 1/2
years of age.