SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
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Date of Report (Date of earliest event reported): November 16, 2005
PROVIDENT BANKSHARES CORPORATION
(Exact name of registrant as specified in charter)
MARYLAND 0-16421 52-1518642
(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)
114 EAST LEXINGTON STREET, BALTIMORE, MARYLAND 21202
(Address of principal executive offices, including zip code)
Registrant's telephone number, including area code: (410) 277-7000
NOT APPLICABLE
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
ITEM 3.01 NOTICE OF DELISTING OR FAILURE TO SATISFY A CONTINUED LISTING RULE
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OR STANDARD
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(a) On November 16, 2005, Provident Bankshares Corporation ("Provident" or the
Company") received a Staff Determination letter from the Nasdaq Stock Market
indicating Provident's non-compliance with Nasdaq Marketplace Rule 4310(c)(14).
Nasdaq Marketplace Rule 4310(c)(14) requires the Company to file with Nasdaq
copies of all reports and other documents filed with the SEC on or before the
date they are required to be filed with the SEC. Compliance with Marketplace
Rule 4310(c)(14) is necessary for the continued listing of the Company's common
stock on the Nasdaq Stock Market. The November 16, 2005 Nasdaq Staff
Determination letter was issued due to the Company's delay in the filing of its
Form 10-Q for the period ended September 30, 2005 past its due date. The Company
filed its Form 10-Q for the period ended September 30, 2005 with the SEC on
November 17, 2005. On November 17, 2005, Provident received notice from the
Nasdaq Stock Market that the filing of its Form 10-Q for the period ended
September 30, 2005 had brought the Company into compliance with Nasdaq
Marketplace Rule 4310(c)(14) and the matter is now closed. The Company issued
a press release regarding these matters which is attached as Exhibit 99.1.
ITEM 9.01 FINANCIAL STATEMENTS AND OTHER EXHIBITS
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Exhibit 99.1 Press Release dated November 17, 2005
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PROVIDENT BANKSHARES CORPORATION
/s/ Robert L. Davis
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Robert L. Davis
Corporate Secretary and General Counsel
Date: November 17, 2005
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