EXHIBIT 99.1


                        FIRST HARRISON BANK TO CLOSE ITS
                        CRANDALL, INDIANA, BRANCH OFFICE

      Corydon, Indiana - December 29, 2005 - First Harrison Bank, the banking
subsidiary of First Capital, Inc. (Nasdaq: FCAP), has announced that it has
filed notice with its primary banking regulator to close its branch located at
6040 Main Street Northeast in Crandall, Indiana. The proposed closing date is
April 1, 2006.

      Once closed, the operations of the Crandall office will be consolidated
with the operations of the Bank's nearby office located at 8095 Highway 135, New
Salisbury, Indiana.

      First Capital, Inc. is the holding company for First Harrison Bank. First
Harrison currently operates twelve full service offices in the Indiana
communities of Corydon (2), Palmyra, New Salisbury, Crandall, Edwardsville,
Hardinsburg, Greenville, New Albany (2), Floyds Knobs and Jeffersonville which
provide deposit and lending services to customers in southeastern Indiana. First
Harrison also offers online banking and electronic bill payments by accessing
the Bank website at www.firstharrison.com.


Contact:

First Capital, Inc., Corydon, Indiana
William W. Harrod
812-738-2198, Ext. 226