EXHIBIT 32.0


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                                   AS ADDED BY
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


         In connection with the Quarterly Report of Equitable Financial Corp.
(the "Company") on Form 10-QSB for the quarterly period ended December 31, 2005,
as filed with the Securities and Exchange Commission (the "Report"), I hereby
certify pursuant to 18 U.S.C. Section 1350, as added by Section 906 of the
Sarbanes-Oxley Act of 2002, that:

1.    The Report fully complies with the  requirements of Section 13(a) or 15(d)
      of the Securities  Exchange Act of 1934; and

2.    The information contained in this Report fairly presents, in all material
      respects, the consolidated financial condition and results of the Company
      as of and for the period covered by this Report.



                                By: /s/ Richard L. Harbaugh
                                    -------------------------------------------
                                    Richard L. Harbaugh
                                    President and Chief Executive Officer



                                By: /s/ Kim E. Marco
                                    --------------------------------------------
                                    Kim E. Marco
                                    Executive Vice President and Chief Financial
                                    Officer
Date: February 14, 2006