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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported): July 20, 2006
                                                           -------------

                             PULASKI FINANCIAL CORP.
                             -----------------------
             (Exact name of registrant as specified in its charter)

      Missouri                       0-24571               43-1816913
      --------                      ---------              ----------
(State or other Jurisdiction of  (Commission            (IRS Employer
incorporation or organization)   File Number)           Identification No.)

                12300 Olive Boulevard, St. Louis, Missouri 63141
                ------------------------------------------------
                    (Address of principal executive offices)

                                 (314) 878-2210
                                 --------------
              (Registrant's telephone number, including area code)

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))


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ITEM 8.01    OTHER EVENTS.
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      On July 20, 2006, Pulaski Financial Corp. (the "Company"), the holding
company for Pulaski Bank, announced that it will host its third-quarter results
conference call on July 26, 2006 at 11 a.m. EDT. Directions on how to
participate in the conference call and webcast are contained in the Company's
press release dated July 20, 2006, a copy of which is attached as Exhibit 99.1
and incorporated herein by reference.


ITEM 9.01    FINANCIAL STATEMENTS AND EXHIBITS.
             ---------------------------------

      (a)    Financial Statements of Businesses Acquired: Not applicable

      (b)    Pro Forma Financial Information: Not applicable

      (c)    Shell Company Transactions: Not applicable

      (d)    Exhibits

             Number            Description
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             99.1              Press Release Dated July 20, 2006


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                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



Dated: July 20, 2006                   By: /s/ William A. Donius
                                           -------------------------------------
                                           William A. Donius
                                           President and Chief Executive Officer