UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

             CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION
           UNDER SECTION 12(G) OF THE SECURITIES EXCHANGE ACT OF 1934
                   OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
          SECTIONS 13 AND 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

                           Commission File No. 0-24040

                        PennFed Financial Services, Inc.
             (Exact name of registrant as specified in its charter)

                              622 Eagle Rock Avenue
                             West Orange, N.J. 07052
    (Address, including zip code, and telephone number, including area code,
                  of registrant's principal executive offices)

                          Common Stock, par value $0.01
            (Title of each class of securities covered by this Form)

                                      None
       (Titles of all other classes of securities for which a duty to file
                 reports under section 13(a) or 15(d) remains)

     Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:


[X] Rule 12g-4(a)(1)(i)             [X]  Rule 12h-3(b)(1)(i)

[ ]  Rule 12g-4(a)(1)(ii)           [ ]  Rule 12h-3(b)(1)(ii)

[ ]  Rule 12g-4(a)(2)(i)            [ ]  Rule 12h-3(b)(2)(i)

[ ]  Rule 12g-4(a)(2)(ii)           [ ]  Rule 12h-3(b)(2)(ii)

                                    [ ]  Rule 15d-6

     Approximate number of holders of record as of the certification or notice
date: 1

     Pursuant to the requirements of the Securities Exchange Act of 1934, New
York Community Bancorp, Inc. has caused this certification/notice to be signed
on its behalf by the undersigned duly authorized person.



DATE:  April 12, 2007               By:/s/ Thomas R. Cangemi
                                       -----------------------------------------
                                       Thomas R. Cangemi
                                       Senior Executive Vice President and Chief
                                       Financial Officer, New York Community
                                       Bancorp, Inc., as Successor by Merger