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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934


         Date of Report (Date of earliest event reported): July 19, 2007

                              CENTRAL BANCORP, INC.
                              ---------------------
               (Exact Name Of Registrant As Specified In Charter)


      MASSACHUSETTS                    0-25251                    04-3447594
- ----------------------------         -----------             -------------------
(State Or Other Jurisdiction         (Commission                (IRS Employer
    Of Incorporation)                File Number)            Identification No.)


 399 Highland Avenue, Somerville, Massachusetts                        02144
- -------------------------------------------------------------------------------
(Address Of Principal Executive Offices)                            (Zip Code)


       Registrant's telephone number, including area code: (617) 628-4000
                                                            --------------

                                 NOT APPLICABLE
          -------------------------------------------------------------
          (Former Name Or Former Address, If Changed Since Last Report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))

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ITEM 8.01   OTHER EVENTS.
            ------------

      On July 19, 2007, Central Bancorp, Inc. (the "Company") issued a press
release announcing that its Board of Directors declared its regular quarterly
cash dividend of eighteen ($0.18) cents per share, payable on August 17, 2007,
to stockholders of record as of August 3, 2007. A copy of the Company's press
release is attached to this Report as Exhibit 99.1 and is furnished herewith.

ITEM 9.01  FINANCIAL STATEMENTS AND EXHIBITS.
           ----------------------------------

      (d)   Exhibits

            Number      Description
            ------      -----------

            99.1        Press Release dated July 19, 2007


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                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                  CENTRAL BANCORP, INC.



Date:  July 19, 2007              By: /s/ Paul S. Feeley
                                      --------------------------------
                                      Paul S. Feeley
                                      Senior Vice President, Treasurer and
                                      Chief Financial Officer