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                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): October 25, 2007

                               BCSB BANCORP, INC.
                               ------------------
             (Exact Name of Registrant as Specified in Its Charter)


        UNITED STATES                   333-141572           TO BE APPLIED FOR
        -------------                   ----------           -----------------
(State or other jurisdiction of        (Commission          (IRS Employer
incorporation or organization)         File Number)        Identification No.)

            4111 E. JOPPA ROAD, SUITE 300, BALTIMORE, MARYLAND 21236
            --------------------------------------------------------
               (Address of principal executive offices) (Zip Code)

                                 (410) 256-5000
                                 --------------
              (Registrant's telephone number, including area code)

                                 NOT APPLICABLE
                                 --------------
          (Former name or former address, if changed since last report)



Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))

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ITEM 2.02       RESULTS OF OPERATIONS AND FINANCIALS CONDITION.
                ----------------------------------------------

         On October 25, 2007, BCSB Bancorp, Inc. (the "Company") announced its
unaudited financial results for the quarter and fiscal year ended September 30,
2007. For more information, reference is made to the Company's press release
dated October 25, 2007, a copy of which is attached to this Report as Exhibit
99.1 and is furnished herewith.

ITEM 8.01       OTHER EVENTS.
                ------------

         On October 25, 2007, BCSB Bancorp, Inc. (the "Company"), the proposed
new holding company for Baltimore County Savings Bank, F.S.B. (the "Bank"), and
BCSB Bankcorp, Inc., the Bank's current mid-tier holding company, issued a press
release announcing the conclusion of the subscription and community offering of
the shares of the Company's common stock, par value $0.01 per share (the "Common
Stock") to be issued upon the proposed "second-step" conversion of Baltimore
County Savings Bank, M.H.C., the Bank's current mutual holding company parent,
and the results of the subscription and community offering. The Company also
announced the commencement of a syndicated community offering and increased
certain maximum purchase limitations. For more information, reference is made to
the Company's press release dated October 25, 2007, a copy of which is attached
to this Report as Exhibit 99.1 and is incorporated herein by reference.


ITEM 9.01       FINANCIAL STATEMENTS AND EXHIBITS.
                ---------------------------------

         (d)    Exhibits

                Number          Description
                ------          -----------

                99.1            Press Release Dated October 25, 2007


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                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.




Date: October 26, 2007                  By /s/ Joseph J. Bouffard
                                           -------------------------------------
                                           Joseph J. Bouffard
                                           President and Chief Executive Officer