PRESS RELEASE

                            UNITED COMMUNITY BANCORP
                             ANNOUNCES CASH DIVIDEND

         Lawrenceburg, Ind., January 22, 2009 - United Community Bancorp (the
"Company") (Nasdaq: UCBA) today announced that its Board of Directors declared a
quarterly cash dividend of $0.09 per share, payable on or about February 27,
2009 to stockholders of record as of the close of business on February 9, 2009.

         United Community MHC, the Company's mutual holding company parent, will
waive receipt of the dividend.

         United Community Bancorp is the parent company of United Community
Bank. United Community Bank is a federally chartered savings bank offering
traditional services and products from its main office and five branch offices
in Dearborn County, Indiana.


Contact:  United Community Bancorp
          William F. Ritzmann, President and Chief Executive Officer
          (812) 537-4822