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                                                                     EXHIBIT 3.2


                  AMENDMENT TO THE BYLAWS OF PVF CAPITAL CORP.

         Section 2 of Article I of PVF Capital Corp.'s Bylaws is amended to
read in its entirety as follows:

        SECTION 2. Number and Term. The board of directors shall consist of 11
members, and shall be divided into three classes as nearly equal in number as
possible. The members of each class shall be elected for a term of three years
and until their successors are elected and qualified. One class shall be elected
by ballot annually.