<ARTICLE> 9
<LEGEND>
This schedule contains summary information extracted from the Form 10-Q
and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000820068
<NAME> NEW YORK BANCORP INC.
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          SEP-30-1994
<PERIOD-END>                               MAR-31-1995
<CASH>                                          21,556
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                16,221
<TRADING-ASSETS>                                13,294
<INVESTMENTS-HELD-FOR-SALE>                     19,860
<INVESTMENTS-CARRYING>                          45,445
<INVESTMENTS-MARKET>                            44,183
<LOANS>                                      1,568,056
<ALLOWANCE>                                   (25,579)
<TOTAL-ASSETS>                               2,640,055
<DEPOSITS>                                   1,744,409
<SHORT-TERM>                                   672,593
<LIABILITIES-OTHER>                             52,723
<LONG-TERM>                                          0
<COMMON>                                        62,597
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     107,733
<TOTAL-LIABILITIES-AND-EQUITY>               2,640,055
<INTEREST-LOAN>                                 31,918
<INTEREST-INVEST>                                1,683
<INTEREST-OTHER>                                15,389
<INTEREST-TOTAL>                                48,990
<INTEREST-DEPOSIT>                              15,395
<INTEREST-EXPENSE>                              24,860
<INTEREST-INCOME-NET>                           24,130
<LOAN-LOSSES>                                      400
<SECURITIES-GAINS>                             (1,177)
<EXPENSE-OTHER>                                 31,882
<INCOME-PRETAX>                                (7,806)
<INCOME-PRE-EXTRAORDINARY>                     (9,804)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   (9,804)
<EPS-PRIMARY>                                    (.73)
<EPS-DILUTED>                                    (.73)
<YIELD-ACTUAL>                                    3.74
<LOANS-NON>                                     38,195
<LOANS-PAST>                                     3,900
<LOANS-TROUBLED>                                 7,000
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                25,838
<CHARGE-OFFS>                                      671
<RECOVERIES>                                        12
<ALLOWANCE-CLOSE>                               25,579
<ALLOWANCE-DOMESTIC>                            25,579
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0<F1>
<FN>
<F1>
This information is not contained in the quarterly report.
</FN>