<ARTICLE> 7
<LEGEND>
This schedule contains summary information extracted from the Form 10-Q
and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000101199
<NAME> UNITED FIRE AND CASUALTY COMPANY
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               MAR-31-1995
<DEBT-HELD-FOR-SALE>                         1,320,979
<DEBT-CARRYING-VALUE>                      602,106,471
<DEBT-MARKET-VALUE>                        594,372,039
<EQUITIES>                                  61,039,287
<MORTGAGE>                                   3,099,327
<REAL-ESTATE>                               12,526,158
<TOTAL-INVEST>                             691,316,113
<CASH>                                       8,951,013
<RECOVER-REINSURE>                          18,508,075
<DEFERRED-ACQUISITION>                      48,298,926
<TOTAL-ASSETS>                             841,631,751
<POLICY-LOSSES>                            547,183,921
<UNEARNED-PREMIUMS>                         87,185,885
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                      0
<COMMON>                                    24,066,490
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                 130,463,639
<TOTAL-LIABILITY-AND-EQUITY>               841,631,751
<PREMIUMS>                                  51,446,687
<INVESTMENT-INCOME>                         12,311,342
<INVESTMENT-GAINS>                             373,227
<OTHER-INCOME>                                 461,685
<BENEFITS>                                  33,973,751
<UNDERWRITING-AMORTIZATION>                 11,523,674
<UNDERWRITING-OTHER>                        11,454,072
<INCOME-PRETAX>                              7,641,444
<INCOME-TAX>                                 1,393,285
<INCOME-CONTINUING>                          6,248,159
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 6,248,159
<EPS-PRIMARY>                                      .87
<EPS-DILUTED>                                      .87
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0