<ARTICLE> 7 <LEGEND> This schedule contains summary information extracted from the Form 10-Q and is qualified in its entirety by reference to such financial statements. </LEGEND> <CIK> 0000101199 <NAME> UNITED FIRE AND CASUALTY COMPANY <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-END> MAR-31-1995 <DEBT-HELD-FOR-SALE> 1,320,979 <DEBT-CARRYING-VALUE> 602,106,471 <DEBT-MARKET-VALUE> 594,372,039 <EQUITIES> 61,039,287 <MORTGAGE> 3,099,327 <REAL-ESTATE> 12,526,158 <TOTAL-INVEST> 691,316,113 <CASH> 8,951,013 <RECOVER-REINSURE> 18,508,075 <DEFERRED-ACQUISITION> 48,298,926 <TOTAL-ASSETS> 841,631,751 <POLICY-LOSSES> 547,183,921 <UNEARNED-PREMIUMS> 87,185,885 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 0 <COMMON> 24,066,490 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 130,463,639 <TOTAL-LIABILITY-AND-EQUITY> 841,631,751 <PREMIUMS> 51,446,687 <INVESTMENT-INCOME> 12,311,342 <INVESTMENT-GAINS> 373,227 <OTHER-INCOME> 461,685 <BENEFITS> 33,973,751 <UNDERWRITING-AMORTIZATION> 11,523,674 <UNDERWRITING-OTHER> 11,454,072 <INCOME-PRETAX> 7,641,444 <INCOME-TAX> 1,393,285 <INCOME-CONTINUING> 6,248,159 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,248,159 <EPS-PRIMARY> .87 <EPS-DILUTED> .87 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0