<ARTICLE> 9
<LEGEND>
This schedule contains summary information extracted from the Form 10-Q
and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000820068
<NAME> NEW YORK BANCORP INC.
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          SEP-30-1994
<PERIOD-END>                               JUN-30-1995
<CASH>                                          25,894
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                19,027
<TRADING-ASSETS>                                13,491
<INVESTMENTS-HELD-FOR-SALE>                     33,557
<INVESTMENTS-CARRYING>                          36,820
<INVESTMENTS-MARKET>                            36,700
<LOANS>                                      1,595,034
<ALLOWANCE>                                   (24,510)
<TOTAL-ASSETS>                               2,658,959
<DEPOSITS>                                   1,750,237
<SHORT-TERM>                                   696,194
<LIABILITIES-OTHER>                             51,810
<LONG-TERM>                                          0
<COMMON>                                        62,133
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      98,585
<TOTAL-LIABILITIES-AND-EQUITY>               2,658,959
<INTEREST-LOAN>                                 95,302
<INTEREST-INVEST>                                4,993
<INTEREST-OTHER>                                45,834
<INTEREST-TOTAL>                               146,129
<INTEREST-DEPOSIT>                              46,360
<INTEREST-EXPENSE>                              74,184
<INTEREST-INCOME-NET>                           71,945
<LOAN-LOSSES>                                   (1,300)  
<SECURITIES-GAINS>                              (1,391)
<EXPENSE-OTHER>                                 57,272
<INCOME-PRETAX>                                 16,996
<INCOME-PRE-EXTRAORDINARY>                       3,582
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,582
<EPS-PRIMARY>                                      .26
<EPS-DILUTED>                                      .26
<YIELD-ACTUAL>                                    3.74
<LOANS-NON>                                     36,986
<LOANS-PAST>                                     4,100
<LOANS-TROUBLED>                                 8,100
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                25,705
<CHARGE-OFFS>                                    2,600
<RECOVERIES>                                       105
<ALLOWANCE-CLOSE>                               24,510
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<ALLOWANCE-FOREIGN>                                  0
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