<ARTICLE> 7
<LEGEND>
This legend contains summary information extracted from the Form 10-Q and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000101199
<NAME> UNITED FIRE & CASUALTY COMPANY
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               JUN-30-1995
<DEBT-HELD-FOR-SALE>                         1,350,762
<DEBT-CARRYING-VALUE>                      625,885,867
<DEBT-MARKET-VALUE>                        641,642,913
<EQUITIES>                                  67,148,712
<MORTGAGE>                                   3,080,400
<REAL-ESTATE>                               13,158,608
<TOTAL-INVEST>                             721,459,116
<CASH>                                       4,485,118
<RECOVER-REINSURE>                          19,617,852
<DEFERRED-ACQUISITION>                      50,653,224
<TOTAL-ASSETS>                             876,047,207
<POLICY-LOSSES>                            570,595,805
<UNEARNED-PREMIUMS>                         93,995,065
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                      0
<COMMON>                                    24,066,490
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                 136,262,795
<TOTAL-LIABILITY-AND-EQUITY>               876,047,207
<PREMIUMS>                                 101,279,830
<INVESTMENT-INCOME>                         25,823,920
<INVESTMENT-GAINS>                             912,427
<OTHER-INCOME>                                 938,880
<BENEFITS>                                  65,623,357
<UNDERWRITING-AMORTIZATION>                 19,864,572
<UNDERWRITING-OTHER>                        26,069,180
<INCOME-PRETAX>                             17,397,948
<INCOME-TAX>                                 3,906,643
<INCOME-CONTINUING>                         13,491,305
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                13,491,305
<EPS-PRIMARY>                                     1.87
<EPS-DILUTED>                                     1.87
<RESERVE-OPEN>                                       0<F1>
<PROVISION-CURRENT>                                  0<F1>
<PROVISION-PRIOR>                                    0<F1>
<PAYMENTS-CURRENT>                                   0<F1>
<PAYMENTS-PRIOR>                                     0<F1>
<RESERVE-CLOSE>                                      0<F1>
<CUMULATIVE-DEFICIENCY>                              0<F1>
<FN>
<F1>Not contained in this document.
</FN>