<ARTICLE> 9
<LEGEND>
This legend contains summary information extracted from the Form 10-K and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000820068
<NAME> NEW YORK BANCORP INC.
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          SEP-30-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                          31,189
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                13,915
<TRADING-ASSETS>                                 2,003
<INVESTMENTS-HELD-FOR-SALE>                     46,273
<INVESTMENTS-CARRYING>                          41,467
<INVESTMENTS-MARKET>                            41,395
<LOANS>                                      1,686,215
<ALLOWANCE>                                   (21,272)
<TOTAL-ASSETS>                               2,731,592
<DEPOSITS>                                   1,748,874
<SHORT-TERM>                                   767,138
<LIABILITIES-OTHER>                             59,194
<LONG-TERM>                                          0
<COMMON>                                        63,722
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      92,664
<TOTAL-LIABILITIES-AND-EQUITY>               2,731,592
<INTEREST-LOAN>                                129,958
<INTEREST-INVEST>                                6,683
<INTEREST-OTHER>                                60,331
<INTEREST-TOTAL>                               196,972
<INTEREST-DEPOSIT>                              62,394
<INTEREST-EXPENSE>                             101,730
<INTEREST-INCOME-NET>                           95,242
<LOAN-LOSSES>                                  (1,700)
<SECURITIES-GAINS>                             (1,088)
<EXPENSE-OTHER>                                 67,992
<INCOME-PRETAX>                                 31,279
<INCOME-PRE-EXTRAORDINARY>                      11,562
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    11,562
<EPS-PRIMARY>                                      .87
<EPS-DILUTED>                                      .87
<YIELD-ACTUAL>                                    3.68
<LOANS-NON>                                     30,372
<LOANS-PAST>                                     5,000
<LOANS-TROUBLED>                                 9,104
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                25,705
<CHARGE-OFFS>                                    6,299
<RECOVERIES>                                        79
<ALLOWANCE-CLOSE>                               21,272
<ALLOWANCE-DOMESTIC>                            21,272
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0