<ARTICLE> 9
<LEGEND>
This legend contains summary information extracted from the Form 10-Q and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000885413
<NAME> WESTCO BANCORP,INC.
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               MAR-31-1996
<CASH>                                       3,856,382
<INT-BEARING-DEPOSITS>                      11,534,302
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                               681,975
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                      74,941,894
<INVESTMENTS-MARKET>                        75,217,004
<LOANS>                                    212,879,661
<ALLOWANCE>                                    882,800
<TOTAL-ASSETS>                             309,265,433
<DEPOSITS>                                 252,484,215
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          8,398,173
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        23,199
<OTHER-SE>                                  48,359,846
<TOTAL-LIABILITIES-AND-EQUITY>             309,265,433
<INTEREST-LOAN>                              4,502,742
<INTEREST-INVEST>                            1,219,386
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             5,722,128
<INTEREST-DEPOSIT>                           3,052,039
<INTEREST-EXPENSE>                           3,052,039        
<INTEREST-INCOME-NET>                        2,670,089
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                            (38,976)
<EXPENSE-OTHER>                              1,304,643
<INCOME-PRETAX>                              1,503,884
<INCOME-PRE-EXTRAORDINARY>                   1,503,884
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   969,234
<EPS-PRIMARY>                                      .50
<EPS-DILUTED>                                      .50
<YIELD-ACTUAL>                                       0<F1>
<LOANS-NON>                                  1,786,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               882,800
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0<F1>
<ALLOWANCE-CLOSE>                              882,800
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        882,800
<FN>
<F1> Not contained in Form 10-Q.
</FN>