<ARTICLE> 9
<LEGEND>
This schedule contains summary information extracted from the Form 10-Q and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000820068
<NAME> NEW YORK BANCORP INC.
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          SEP-30-1995
<PERIOD-END>                               MAR-31-1996
<CASH>                                          22,603
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 5,000
<TRADING-ASSETS>                                     0
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<INVESTMENTS-CARRYING>                         601,694
<INVESTMENTS-MARKET>                           584,090
<LOANS>                                      1,693,892
<ALLOWANCE>                                   (20,588)
<TOTAL-ASSETS>                               2,754,437
<DEPOSITS>                                   1,748,145
<SHORT-TERM>                                   785,925
<LIABILITIES-OTHER>                             61,190
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
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<OTHER-SE>                                     159,030
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<INTEREST-LOAN>                                 69,576
<INTEREST-INVEST>                               30,963
<INTEREST-OTHER>                                   211
<INTEREST-TOTAL>                               100,750
<INTEREST-DEPOSIT>                              31,244
<INTEREST-EXPENSE>                              52,732
<INTEREST-INCOME-NET>                           48,018
<LOAN-LOSSES>                                      600
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<EXPENSE-OTHER>                                 23,541
<INCOME-PRETAX>                                 30,538
<INCOME-PRE-EXTRAORDINARY>                      17,004
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    17,004
<EPS-PRIMARY>                                     1.40
<EPS-DILUTED>                                     1.39
<YIELD-ACTUAL>                                    3.66
<LOANS-NON>                                     30,603
<LOANS-PAST>                                     4,000
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<LOANS-PROBLEM>                                      0
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<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          7,733