1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 19, 1996 ------------- COMMISSION FILE NO.: 0-25664 MONTEREY BAY BANCORP, INC. -------------------------- (Exact name of registrant as specified in its charter) Delaware 77-03811362 - ---------------------------------------------------- ------------------- (State or other Jurisdiction of Incorporation (IRS Employer or organization) Identification No.) 36 Brennan Street, Watsonville, California 95076 - ------------------------------------------------ ------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (408) 722-3885 ------------------- 2 Item 5. Other Information ----------------- On July 19, 1996 the Registrant issued the press release attached hereto as Exhibit 99 and incorporated herein by reference. Item 7. Financial Statements and Exhibits --------------------------------- Exhibit 99 - Press Release dated July 19, 1996. 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. By: /s/ Marshall G. Delk ----------------------------- President and Chief Operating Officer Dated: July 22, 1996 -------------