1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September October 7, 1996 COMMISSION FILE NO.: 0-22608 FFLC BANCORP, INC. ------------------ (Exact name of registrant as specified in its charter) Delaware 59-3204891 - ----------------------------------------------- -------------------- (State or other Jurisdiction of Incorporation (IRS Employer or organization) Identification No.) 800 North Boulevard West, P.O. Box 490420, Leesburg, Florida 34749-0420 - ------------------------------------------------------------ ----------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (352) 787-3311 ----------------- 2 ITEM 5. OTHER EVENTS. ------------- FFLC Bancorp, Inc. (NASDAQ:NMS:FFLC), the holding company for First Federal Savings Bank of Lake County, issued the attached Press Release regarding the effect of the one-time FDIC assessment on SAIF-insured institutions on October 7, 1996. 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: October 10, 1996 By: /s/ Stephen T. Kurtz ---------------- -------------------------------------- Stephen T. Kurtz, President and Chief Executive Officer Dated: October 10, 1996 By: /s/ Paul K. Mueller ---------------- -------------------------------------- Paul K. Mueller, Senior Vice President and Chief Accounting Officer