<ARTICLE> 9 <LEGEND> This schedule contains summary information extracted from the Form 10-Q and is qualified in its entirety by reference to such financial statements. </LEGEND> <CIK> 0000941547 <NAME> HF BANCORP, INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> JUN-30-1997 <PERIOD-START> JUL-01-1996 <PERIOD-END> SEP-30-1996 <CASH> 17,862 <INT-BEARING-DEPOSITS> 518 <FED-FUNDS-SOLD> 11,393 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 279,702 <INVESTMENTS-CARRYING> 203,615 <INVESTMENTS-MARKET> 198,744 <LOANS> 438,573 <ALLOWANCE> 7,006 <TOTAL-ASSETS> 1,004,374 <DEPOSITS> 836,132 <SHORT-TERM> 0 <LIABILITIES-OTHER> 18,433 <LONG-TERM> 70,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 66 <OTHER-SE> 79,743 <TOTAL-LIABILITIES-AND-EQUITY> 1,004,374 <INTEREST-LOAN> 5,009 <INTEREST-INVEST> 6,999 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 14,399 <INTEREST-DEPOSIT> 8,138 <INTEREST-EXPENSE> 9,833 <INTEREST-INCOME-NET> 4,566 <LOAN-LOSSES> 179 <SECURITIES-GAINS> 365 <EXPENSE-OTHER> 8,775 <INCOME-PRETAX> (3,969) <INCOME-PRE-EXTRAORDINARY> (2,339) <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (2,339) <EPS-PRIMARY> (.41) <EPS-DILUTED> (.41) <YIELD-ACTUAL> 2.31 <LOANS-NON> 4,947 <LOANS-PAST> 0 <LOANS-TROUBLED> 842 <LOANS-PROBLEM> 10,607 <ALLOWANCE-OPEN> 3,068 <CHARGE-OFFS> 97 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 6,113 <ALLOWANCE-DOMESTIC> 6,113 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 4,503